𝐓𝐡𝐞 𝟔 𝐁𝐞𝐬𝐭 𝐇𝐢𝐠𝐡 𝐘𝐢𝐞𝐥𝐝 𝐂𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐚𝐧𝐝 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝟐𝟎𝟐𝟑

𝐓𝐡𝐞 𝟔 𝐁𝐞𝐬𝐭 𝐇𝐢𝐠𝐡 𝐘𝐢𝐞𝐥𝐝 𝐂𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐚𝐧𝐝 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭 𝟐𝟎𝟐𝟑- In this video as I go over the top Online High Yield Savings & Checking Accounts. I also created a free tool you can use to verify the best bank account and offers that work best for you. With the average savings account in the U.S. making 0.13% in interest, there is a large population that stands to improve their financial position by switching banks. The market indications are pointing at a potential recession, and if that occurs each of us should have 3-6 months worth of expenses saved away. If you are going to have your emergency fund in the bank, then you should be making the best interest possible. I attempt to showcase the best bank to open a new account that meets your needs.

When choosing a bank account, it requires looking at more than just he APY. Some banks have hidden requirements, or there may be some perks that are more advantageous for your lifestyle. I work to explore all those items in this video.

𝐓𝐨𝐩 𝐑𝐞𝐬𝐨𝐮𝐫𝐜𝐞𝐬

🔥🔥🔥 𝐖𝐚𝐭𝐜𝐡 𝐍𝐞𝐱𝐭 🔥🔥🔥

📙📘📗 𝐁𝐎𝐎𝐊𝐒 𝐈 𝐑𝐄𝐂𝐎𝐌𝐌𝐄𝐍𝐃 📗📘📙
Educating yourself with knowledge is the best investment you can make.

00:00 - Intro
00:38 - Fixed Income Investments
01:39 - Disclaimer
02:07 - Bank Criteria
02:53 - Banks

#BestBankAccounts
#HighYieldSavingsAccount
#OnlineBanking
#bestbank

You can download the spreadsheet and use at your discretion. Two tabs: 1 for the tool and 2nd for bank details.

💡📷💡 𝐌𝐘 𝐄𝐐𝐔𝐈𝐏𝐌𝐄𝐍𝐓 💡📷💡

LET'S CONNECT:

DISCLAIMER: Links on this page may be affiliate links which have no cost to you, but I may earn a commission for anyone that signs up or makes a purchase from those sites.

All opinions expressed by Brian are solely provided as content. Do not treat any opinion by Brian as gospel that needs to be recreated. Brian is not a fiduciary or financial advisor. All financial topics are for illustration where the outcomes are not guaranteed or expected. There exists real risks in all forms of investment, so do your homework and make your own decisions.

[joseescobedo]

thank you for this! it sounds to me like So-fi & ally offer the most!

[sydneyjan]

Thanks for this great info, and the tool really helps! Do you have any videos on CDs vs High Yield Savings under the current rates? Since rates seem to be going up a lot lately, I’m trying to figure out the best account to open & with which bank/brokerage.

[Ramdinohikes]

What is the best interest rate you have found for HSA's

[more_jello]

Brian, new sub here. Love your spreadsheet that's always up to date. For me, I am looking for a high interest checking account. I was ready to sign up for SoFi but, yeah, they dropped back down to 1.2%. I am now trying to decide between T-Mobile Money and Primis. That Primis 4.92 checking seems too good to be true. It's like double the next best rate. Must investigate Primis further as, I'm sure, there must be some serious hoops to jump through.

[katechen]

Thank you for the information, especially the notes on the requirements. I opened a few saving accounts according to their rate before but closed many of them. One of the reasons is convenience. I noticed some banks would not increase the rate for the old account but only provide a good rate for the new one as a promotion. It is very annoying for me. So I only keep those saving accounts which will automatically increase the rate with the market.

[greeneking]

Am I allowed to bring my board and play backgammon at Capital One cafe?

[clairefisher]

do we need to request access to your google sheet and we can add out own banks & RATES? some banks are offering 4 percent now. HOw regularly do you update your list? do you reference doctor of credit?

[rickypope]

I'm looking at Vio Bank with 4.20% saving, does that bank look good to you, thanks

[dalva]

DCU credit union offers 6.17% APY for up 1K deposit.

[Dr.Jekyll_]

PayPal is giving 3% yield on the savings account and ally bank is at 2.75%

[agentd]

Does the SOFI direct deposit need to be from an employer, or could I pull $10.00 a month from another bank’s checking account?

[aimeeburrell]

Thanks for the info and tool. I was ready to open an account with SoFi until I found I could not open an account in my Living Trust OR designate a beneficiary :(. Doesn't even look like they have an option Transfer on Death.

[kaziopeia]

Hi Brian. Thanks for the video and the free tool. Currently MySavings Direct is offering one the highest APY (without any criteria). Can that account also be used as a checking account ie for salary deposit, bill payments etc or is it just a savings account? Thanks

[Gogetter]

My lending club savings account is at 4% 😊

[gabriellazoe]

Brian I loved all you had to share, but I cant edit to see my own numbers, would you send it to me editable? :=-)

[johnlupo]

don't lead up to it JUST GET TO THE