My Payday Routine 💸 paycheck breakdown, bi-weekly budget, credit cards, savings & more

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My views are not those of my employer. All video clips were filmed before work, during designated breaks, or after work.

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This video is not sponsored.

[TheKarenOLive]

Great advice about money habits and credit cards! We went credit card free during our debt free journey, then we went back to using a credit card and paid it off each month. Now, I am back off of using a credit card, because I was having to dip into savings too often. Finances and life is not linear. You can change your lifestyle choices during different times of your life. Make your finances work for you!

[kayflip]

Congrats on your YouTube play button - you deserve it.

[SLHCorner]

I told myself I would learn how to budget! This season and then I saw Carter video uploaded ❤

[mansoor]

My All Time Favourite Youtuber As Always Carter♥️♥️

[SarahSchneider]

Great tip about having an auto transfer set up on payday. You are so right that if you see the money available in checking you are more likely to spend extra instead of save for something later.

[simplyellenxo]

I really think its sooo brave of you for talking about money on the interwebs. ❤

[violasuarez]

Congrats on how smart and disciplined you’re with your finances! Great video!

[polishedandpoisedplanner]

Great tips! It takes time to get really good at money.

[kristinacarter]

Great video! I am the same way with paying off my credit card on Thursday before we get paid. 😊

[Anna-kjbd]

Would love a video on sinking funds. Do you have multiple accounts or do you track sinking fund totals with a spreadsheet?

[jenicaidk_]

when ur so early theres no comments to read through 😅

[asetnom]

Thank you for being as transparent as you can be! I feel like there are less influencers talking about money in a straight forward way. I’m just wondering if you have or considered speaking to a financial advisor on getting started/managing your money. A have absolutely no clue and your video as given me motivation to managing my money!

[dearjoanna]

I also love having all my bills paid on payday or as close to as possible! I don’t like surprises, life has enough of those lol!

[vintagechristmas]

Hi Carter hope you are doing well 🌼Any plans for next videos ? More home vlog or at home videos pls, they are so cozy and relax 😌 . Have a nice day ! 🌼🍃🍃

[melygirl]

How come you have a light switch on the door frame? First time i am seeing something like this!

[williamwarren]

Wise words - a colleague of mine was shorted hours of vacation (they never changed her percentage with seniority) and she did not know (with more years of service accruing increased) - this went on for 2 years - it was a LOT of vacation time she was credited - it pays to review every single paycheck and review your personnel handbook and look at those percentages of accrual ...glenda I also think the old days of pay stubs forced us to review and now with on line only - we kind of don't pay attention as MUCH

[stephanieh]

So I purchased the budget template you use but it’s super confusing can you make a video on how to actually use it and update it?

[gotshakespeare]

I have always admired your discipline. I am more than a decade older than you and I can't seem to tap into that motivation. I want to make things happen, but my desire to buy things always wins. I don't really understand why. Is that the scarcity vs abundance?

[UneakTershai]

Very interested in seeing your Adsense payouts and how you allocate it. Any tips on getting paid monthly? I receive a payout every 3-4 months. 💕✨

[pudelson]

love these vids! ❤

you always stress that savings/investments come out of your supplemental income - would you consider making a vid with a mock budget of how you'd save/invest if you only had to rely on your corporate income? i think that'd be interesting