My Payday Routine: How I Budget My Paychecks

It's been a minute since I showed my budget and how much I spend in a typical month - but, starting now, you'll see them every month! I'm walking you through my typical payday routine, from how much I make, how my money flows from our business bank account to my chequing account, investments and credit cards, and also exactly what I spent last month (aka July 2022). Then, you'll get a sneak peak into my upcoming expenses for this current month (hint: a hair cut!). Also, make sure you comment below and let me know what you want to hear more about in the next budgeting video.

0:00 It's been a minute since we reviewed my budget
3:06 Here's what my money flow look like
5:07 Here's the steps I take on pay day
7:45 Here's exactly what I spent last month...
13:14 ...and what I'm planning on spending this month

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Disclaimer - This content is for education and entertainment purposes only. Steph & Den do not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

[stephandden]

Hey everyone! We're back with a budget update, and I (Steph!) plan to do more of them over the next few months. Let us know if there's anything specific you want to see. 😊

[justsonia]

I don't know if am the only one who finds finance and budgeting videos oddly satisfying. They are💯💯🤗i love this

[taaaalz]

Thank you for being so transparent and honest! Love these budgeting videos as it also keeps me in check but reassures me that’s it’s okay to go over budget sometimes 😅

[berthandiba]

More of budgeting videos. I would love to see Dan's as well. Congrats for no debt!!

[NatashaAnita]

$50/month on restaurants/takeout is so hard to stick to in Toronto lol. Thanks for being so honest in your videos!!

[brucemaguire]

I've adopted you two as my personal finance advisors. I'm in post-bankruptcy and hoping your guidance will help me get my financial life back.

[judyvsworld]

i love your voice, it is so calming!!

[brendaidalis]

Awesome video! I am excited to see more of these budget videos more often. Thanks for being so transparent Steph!

[Katehappyvlogs]

I love the budgeting videos, motivates me to keep up with my monthly budget. Thanks for sharing and being so realistic (and honest)!

[Jack-yjwu]

Thanks for the openness and honesty, Steph! keep up with the great content!

[ninod]

You guys are doing great! Being accountable is the most important thing with sticking to a budget. Let’s see den’s monthly budget!

[pslovebird]

Awesome video and even more amazing due to the transparency. Thank you!

[cynthialee]

Loved this budgeting video and looking forward to more! I'd be interested in seeing Den's as well!

[AlisonDing]

great video! and congrats on the 5 year anniversary

[Hananic]

Love these videos! And thank you for the transparency and honesty Steph! In regards to groceries, me and partner have cut our cost substantially lower to around 300-350 per person by doing a grocery run twice a month and then in in between we do stock up on essentials (produce and diary) from a local family owned shop that has very decent prices in downtown Toronto! It really helped us and its actually fun as well. If you have something similar around your neighborhood that might help as well

[morzariadeep]

Most of it is pretty fair to be honest. At the end of the day, if you’re spending some money on yourself whether its eating out or maybe buying personal stuff, I feel it keeps you motivated and gives that sense of purpose to doing all this.

[deleshapage]

Loved this video & the transparency, Steph !

[marlynstima]

I always get lost with tracking everything. So I just set one solid amount every two weeks and not go over that. But really love how detailed you guys are. Lots of people will benefit from your content !! I even got a Neo through your code :)

[ILoveDaysofSummer]

Thank you for these videos and being transparent but also educating us. You are a beautiful and pure person and I only hope for the best for you guys and also I'm glad you could quit your jobs and focus on more for a passion :) keep it up.

[sy]

I deleted uber eats & all food apps and unsubscribed to the emails lol. That's helped!