Do This EVERY Time You Get Paid (Millionaire Payday Routine)

Stop living paycheck to paycheck! In this video, I reveal what you should do every single payday to help you break free from financial stress and build lasting wealth.

TIMESTAMPS
00:00:41 - 1st Place
00:02:59 - 2nd Place
00:04:42 - 3rd Place
00:06:23 - 4th Place
00:10:21 - 5th Place
00:12:00 - 6th Place
00:12:42 - 7th Place
00:14:24 - 8th Place

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***THINGS MENTIONED IN THIS VIDEO! 👀***

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***BOOKS I RECOMMEND 📚***

I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)

The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)

InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)

Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)

Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)

Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)

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***MY FAVORITE MONEY TOOLS 🖤***

YNAB (I literally can't live without this budgeting app, so obsessed)

Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)

High-Yield Savings Accounts (don't settle for 0% when you can get 3%+ on your savings)

Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):

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DISCLAIMERS & DISCLOSURES ❤

This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.

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@itsrosehan is my social media handle on all platforms. I will NEVER message or email you about investment schemes, so please be careful and block & report any scammers posing as me.

SAY HI ON SOCIAL! 👋🏼

[kauigirl]

My mentality hasn’t changed whether I make 20k or 100k. I still have the same mindset that I’m brokeAF and spend the same as if I’m poor. It’s just habit.

[commonsenseisntcommon]

No CC debt, No car payment, Mortgage at 2.25%, building my Brokerage account and saving account.

[zakkrick]

Don’t trust family and cousins if they want to borrow money, they won’t pay you back. They’ll say I’ll pay you whenever I pay you back or it’s your fault for asking for the money.

[marthawilliams]

I put away a grand a month but there is always something. Daughters tuition, car needs tires, daughter not working, medical bills, vacation,

[alexandrathe]

This is literally the blueprint on how to become financially independent and financially stable ❤I love your hair and I love the info that you shared with us and will incorporate this in my money journey! Thank you so much 😊

[Hyakman]

5:36 I've used the "snowball" method that you talk about, but it actually works by taking the payment from each debt and adding it to the next so that you can pay off the debt sooner (unless I misunderstood you). Put another way: if you have 3 cards and each has a $10 monthly payment, you pay off the first card then add that $10 to the second and pay $20, pay it off and add that $20 to the third card and pay $30 until the debt is gone.

[haileyreign]

The overflow on the credit card debt was accurate 😂😂😂

[SLLLC-]

Every day seems like an Emergency!!! Bills high, Insurance super high, and Income low!!! Doesn’t add up!!!

[spillthetea]

That's smart, putting the financial goals before the wants.

[nw]

I love the water jug metaphor, its a good way to visibly show a budget being used up

[ernaleslie]

Love this! A visual and understandable approach to saving and investing. Rose, I think your videos should be shown in middle school, high schools and colleges.

[BryanL]

Thank you Rose you are helping people grow and making a impact on the world with your videos keep making them
Much love coming from

[wrsvpjl]

I wish I started to take my finances more seriously sooner. I just started seriously saving/investing/paying off debt in the last 6 months or so and just paid off my car completely. I opened a new credit card for the 0% APR on balance transfers and am taking care of CC debt next, and hope to have that wiped out in the next 3 months. After that I have the student loan mountain to climb but it'll be so much easier with the money that would have been going to car payments and CC payments available.

[lilyslight]

I love the waterfall visual :) thank you for your help friend

[layroca]

Rose, thank you so much for your transparency and mentality on how to manage money, it has helped me a ton!!

[rjtavon]

Hi Ms. Han, I love how you broke everything down, and you made it so simple that a child can follow these steps. I am going to follow this plan on my next paycheck.

Thank you so much for sharing this information and your personal experience with handling money.

Have a great day.

Warm Regards,
Rj

[worldfoodonedish]

Great info as always Rose. Thank you for sharing. You sharing your knowledge and experience is invaluable to everyone willing to listen. Ì wish I knew then, what I know know. So thank you so much

[morganschmidtke]

You left out one key category: GIVING. :)

[dlyroadrunner]

almost 10 yrs in the air force, and i spend as if i'm still making the same pay check as an E-1.

[sokkimly]

Thanks for sharing
I agree the point you brought on
Save for emergency funds or pay off debt. A lot of people would save for emergency funds, instead of paying off debt.