Negotiating Business Loans 101 - Beat The Bank With These 5 Tips

Click The Link Below To Purchase the Commercial Loan Term Sheet Template on the FinanceKid website. Thank you for your support!

How to negotiate a term sheet for debt financing? How to negotiate personal guarantees on term sheets? How can I reduce my interest rate on a term sheet over the course of the loan? What are common negotiation areas for debt term sheets and what cannot be negotiated easily?

In today's video, we will be covering five common areas where investors and entrepreneurs can effectively negotiate their debt financing term sheet to reduce their interest rate and other ancillary costs over the course of the loan. This video is geared towards business owners dealing with commercial banks and "A" lenders. The five areas are;

1) Interest rate pricing grids
2) Reducing your upfront commitment fees and ongoing review fees
3) Changing your funding conditions to avoid funding delays
4) Limiting your exposure to required personal guarantees
5) Reducing the cash equity required to acquire real estate or finance a business acquisition

If you are looking to sell your business and would like to learn more about Roblee Capital, please reach out to me for an introductory call. You can contact me through email or through my LinkedIn at;

Roblee Capital is a Toronto-based M&A Investment Bank focused on serving companies with revenues between $1MM to $100MM primarily offering sell and buy-side M&A services. We work with Canadian-based business owners looking to sell their lower mid-market business. Check out our website at;

[citrinehills]

You are great at this business and so savvy. Do you have a vid on wealth advisor as a career?

[JorgePena-rmup]

Did you ever do a part 3 on IORE or OORE?

[faiffummer]

Hey man, appreciate the contents. Also, i would personally love to see a video explaining how distressed debt desks in S&T work, including how the illiquid bonds are purchased and negotiated from lenders, and how they are traded.

[jenyalongcountry]

Wow, that's actually great information very structured and concise! I'm following!

[Truthhurts]

Fantastic, very informative and practical tips. 👍

[tarekalsherif]

Thank you for the valuable information!

[whateverman]

All the best! Good content. Want more content from you.

[financekid]

For any investors, students or commercial organizations looking for a commercial loan term sheet template, please visit the FinanceKid website below to purchase your editable copy: