What Should You Do If You Get A Lowball Offer From The Insurance Company?

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What should you do if you get a LOWBALL offer from the insurance company??
Get answers from Personal Injury Lawyer Josh Rohrscheib.

⬇️Who is Josh Rohrscheib ⬇️

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Here are five important things you can to do maximize the value of your personal injury case:

1. At the scene of the accident: take good notes, take photos, get the names of any witnesses, get important information from the other driver.
2. While being treated for your injuries, be a good patient. Follow your doctors’ instructions and don’t downplay your pain or injuries. Make sure your providers are aware of any pain you are experiencing so you can get the help you need.
3. Do not give a recorded statement to the at-fault driver’s insurance company. You will get a call from them a day or two following the accident and they will ask to be able to record your statement - decline the request. That is for their benefit and will not help you at all.
4. Be very careful on social media. Insurance companies will do whatever they can to prove your injuries are not as serious or life-altering as you claim they are, including follow you on social media. Be aware that what you think you are sharing with only family and friends can end compromising your case.

5. Keep a journal. Makes notes on treatment you receive, how you are feeling each day, what daily activities you had to miss or forego due to your injuries, things you are struggling with. Injury cases can take a long time to settle. Months or years later you may not have the total recall that you think you will about the day to day recovery process and may not even remember how seriously you were impacted.

Transcript:

You know, a lot of our clients come to us and they've received a lowball offer from the insurance company. We had a lady come to us once one of my favorite clients of all time and was offered $1,500. She seriously considered it, she didn't really know what to do. She the adjuster kind of led her to believe that they pay more later. But that's totally not true, we signed a release releases forever, we only got that particular client $100,000. So you don't want to sign an early release, you don't want to accept the first offer. And you don't want to sign anything without talking to a lawyer. But and we get a lowball offer. And the first thing we do is we call the adjuster, we have a conversation to try to see if we can understand if they're just missing something like maybe they don't have all the medical bills. So all the records that don't understand the diagnosis, or the permanent nature of some injuries. Because if we're seeing a case value that differently, we always have to laugh the possibility that the adjuster just may be working from incomplete information. So if that doesn't solve the problem, the next thing we do is we make a counter offer and when we try to better support, support our position, sometimes with simple verdicts and similar cases to help you to just to see that the case really does have a higher value than what they put on the file. And finally, if we can't negotiate a high enough settlement for you, the cases we take we are prepared to file suit in and sometimes right away after we file suit, some insurance companies will offer more on a case sometimes we have to go part of the way through the discovery process. But as litigation progresses, negotiations usually continued or certainly can continue so often, that is necessary to to get past a lowball offer, particularly in some lower quality insurance companies. But if you have any other questions about how to get a lowball offer, come see us if you have an offer, you're not sure what to do with it. We'll be happy to meet with you and talk to you for free about it and see if we can help. So anyway, hope this information about what to do when you get a low offer is helpful. And if you any other questions, just let us know. Thanks.
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