Understanding the Health Insurance Claim Process

Understanding your rights when an insurance company does not pay all or a portion of your bill for medical services is critical to making sure that you receive what you are entitled to under your health care plan.
This short video will explain some of the basics of the claims process.

[telsamorgan]

Another invaluable channel, will definitely explore more videos from you, sir. This will help me plan my parents insurance, thank you!

[jeremybacani]

Know this is published by the MIA, but can this describe the claims process for all other states?
 
Question assumes that the state body (MIA) is the key interchangeable piece here and the rest of the process remains generally the same

[xtremegaming]

What are the maine issue here can anyone elaborate ?

[trinabina]

Premiums, copays, deductible, and then coinsurance. What a racket. My dog has better medical coverage/insurance through Trupanion than myself and most hardworking people in the United States. America's healthcare system BLOWS.

[ShosinMelotic]

"HELP! IM LOSING BLOOD!"

"No problem sir, please pay the 2, 000$ deductible AND your 400$ monthly medical insurance fee."

*transaction complete*

"Thank you, sir. Actually, we don't cover your severe internal bleeding and broken legs. We only cover check-ups and blood pressure tests. Also, we don't insure in over 400 hospitals in the U.S., including some in Albania. Unfortunately, you are screwed, sir. But thank you for your 2, 400$! We will be looking for your next 400$ payment fee next month, which happens to be a leap year. Also, you still have a 2, 000$ deductible before we can cover your next check-up. Thank you, sir!"

U.S. "Healthcare"