What the Healthcare - Deductibles, Coinsurance, and Max out of Pocket

One of the biggest misconceptions in the health insurance industry. Give this video a peak and learn how it all works...OR of course, just call me anytime at 708-566-6589 to get any help with your health or life insurance needs

I am a licensed insurance broker, and a district partner for my company Healthcare Solutions Team. I am here to help ensure people make the best decision for their health insurance in their state. I am licensed in the following states currently:
AL, AZ, FL, GA, IL, IN, KY, LA, MD, MI, MS, MT, NM, NC, OH, OK, PA, SC, TX, VA, WI

Feel free to call me at 708-566-6589

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[fantomlimb]

Holy Cow! This helped so much. Some people are just great teachers and you are one of them. Thank you.

[davidallyn]

Great breakdown Joe! More plans should be explaining it in these terms. Also, I think employers should explain their plan comparisons this way - BRAVO!

[josephwhittington]

Thank you! I'm a mental health therapist and have just opened a practice. Learning through brute force about insurance is painful, but you helped me understand a lot

[michellecrockett]

Thank you so much I am studying for my insurance license and this really help me to understand coinsurance

[jazminealonzo]

Glad I came across this video! I recently ruptured my eardrum with just a week before losing my insurance currently doing some shopping for new coverage and having you explain the different terms that I didn’t understand! I feel a lot more comfortable and what to choose! Thanks so much’

[kathynunez]

Thought I'd also add this was a great explanation. Thank you! I will be sharing

[Charlestonbeachlife]

thanks for breaking this down in an intelligent, concise manner. I just got a insurance sales job with GoHealth here in Charlotte, NC and am currently trying to pass the NC Health exam to get certified.

[jorgecajas]

I speak Spanish and EXCELLENT thanks Joe

[Madhav]

I don't know nothing before seeing this video but i got some idea after seeing the video such as co-insurance deductable out of pocket expenses.
Thanq so much bro ...👍

[humbleprogress]

Best explanation i've seen of this. Thank you.

[hugofrutos]

Just got into the business, this was a great breakdown! Tks!!

[pankajnaidu]

At the time of training i really needed this knowledge to handle Florida blue patients information that is first priority to keep it safe and to get self explanatory for the sake of knowledge from your video thanks sir for this nice video and basically I'm from India 🇮🇳♥️🇺🇲🤝

[zunigaca]

Thank you for example and breakdown. I get it now !

[ResortUSF]

Helped me going into 2024 Nice video man.

[josidaka]

Great video, thanks so much. For it. I do have a question Does pt has to pay out of pocket for every physician visit until out of pocket max is paid? Or only the copay is needed to be collected?

[rudeman]

Thank you this video was helpful you explained everything perfect . Simple and informative

[Jrswazy]

Thank you for this video !! Out of pocket is 🔑 I was looking at the a deductible of $1000 vs $2000 although the 2000 was 1k higher but it came with less oop & 10% less co insurance

[tonygareth]

I don’t go to the doctor much but I’m going to start going more (chiropractic, check ups, etc) but I don’t know which one to choose! I’ve had the BCBS 1500 plan but should I have 750 plan?

[timburge]

so if you crack ur arm before ur deductible is paid and pay the rest of it after you’re injured do u still get 20-80% or whatever off??

[calmingselfremedies]

not related comment but im really into an insurance but how you perauade is how i see myself😇