Is a Cash ISA Worth it? | This Morning

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With 98% of us now not paying tax on our savings anyway, do you really need one at all?
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Комментарии
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The celebrity presenters looking like they dont know about avoiding tax.

AR-fyqo
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i got my own version of an isa, its called gold sovereigns.

rationalsatanist
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what if i dont have a job right now, so technically an isa is worth it coz im not earning jack rn

lucidvibes
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Your children might pay upto 40% tax on your ISA money after you die through Inheritance Tax.
SIPP money transfers through Inheritance without Inheritance tax.
Therefore, it makes sense for people who are withdrawing pension money from their SIPP in drawdown fashion (not annuity), to leave that money alone (because they pay income tax on that) and take from thier ISA instead, when the threshold of income tax begins.
If you got a net fortune (including your home) of above £500, 000 and you're above 50 years old, you need to speak to a financial advisor to get independent financial advice for your children's sake!

rody