UK ISA Accounts Explained (2024)

The completely guide to UK ISA Accounts - everything you need to know about how they work, different types of accounts and a few useful quirks about using ISA accounts.

There is a lot of information in this video to help you understand exactly what ISA accounts are and the range of different options available.

I explain what benefits they provide in terms of saving tax (in particular income tax, dividend tax and capital gains tax) and the differences between different types of ISA accounts.

Crucially, not all ISA accounts are created equal so I will do my best to try and explain the pros and cons of each and at the end I'll provide a few extra tips that might help you decide on the best course of action for yourself.

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CHAPTERS
1. Introduction – 00:00
2. What is an ISA Account? – 00:33
3. Cash ISA - 03:37
4. Stocks & Shares ISA – 04:21
5. Innovative Finance ISA – 08:56
6. Lifetime ISA – 10:09
7. Junior ISA – 13:01
8. Important Things To Know About ISAs – 14:01

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DISCLAIMER: Trading 212 provides execution-only service. This video should not be construed as investment advice. Investments can fall and rise.

DISCLAIMER: I am not a financial advisor and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional.

[callumffd]

Very well thought out and put together video, definitely helped, thank you!

[udgrace]

Great stuff!! Really informative content.

[oleksiiholiev]

Thank you very much! Really useful video

[SamiEltamawy]

This is my reference for ISA. Thanks Sasha for this video.

[Lukas-gowv]

I would like to thank you for your work as this was exactly what i was looking for as a person who knew nothing about ISA and need infomartion starting from entry level this is perfect.

[Andromedaxterr]

The main reason I do admire you Sasha because you are very consistent with your content 👏
This is one of my favorite video

[andygs]

A super informative explanation of ISAs and with just the right amount of detail on each. Thanks for the info 👍

[j_adam]

Thanks for providing such helpful knowledge. Appreciated.

[ldn]

BEST VIDEO ON YOUTUBE. I HAVE WATCHED OVER 5 HOURS WORTH OF ISA INFORMATION VIDEOS!!!!

[maxheslop]

really appreciate this video, thank you! :)

[vhlflin]

Thank you so much. Very useful information. I’m from Ukraine and thinking of investing to ISA, so when I come back home soon, I can feel more confident.

[DJPrmo]

You've got a great channel Sasha, i really like the transparency!
I was wondering if you have anything coming up that goes more in depth on Lifetime ISA's? I can't seem to find any good info particularly about the Stocks & Shares Lifetime ISA's and providers, mixing with existing Stocks & Shares ISA, etc....

[vloglifesubscribe]

thank you so much for explaining an Isa junior account I want to open one very soon thank you

[s]

defenitely one of the clearest videos on ISA's - have been looking for UK based investment content. Thank you mate.

[creatingbalancefinance]

I have my Investment ISA outside of Trading 212 and just have an investment account with Trading 212. It's great that they offer an isa though. Trading 212 is so user friendly. Thanks for the comprehensive content!

[renamons]

Amazing!!!! You explain things so well. I wish we were taught this in school.

[MA-honh]

Great video! I have a question here for you. Shouldnt we just invest in employer pension thus saving at least 12% NI & 20% INCOME TAX?

[richardhart]

Thanks for the card tapping tip. I've been tapping the chip to the sensor for decades, whilst wondering why some of my cards were so inconsistent.

[candycandy]

As usual a super helpful video. One question, if I was to leave the UK, what happen with whatever money I had in the ISA??? any advise on that?

[nadialaing]

Hi just watched ur video and learning about isa I have made an slow and steady one just want to what the different is between bundle isa and slow and steady one