🛑 𝗡𝗢 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗣𝗮𝗿𝘁 𝗗 𝗗𝗿𝘂𝗴 𝗣𝗹𝗮𝗻 for 2024??? 🛑 Is this real?

What you NEED to know to make sure you are protected if you get a .50 per month or $0 monthly premium Part D drug plan.
𝗛𝗼𝘄 𝗱𝗼 𝗜 𝗮𝗽𝗽𝗹𝘆 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲?

𝗡𝗲𝘄 𝘁𝗼 𝗣𝗮𝗿𝘁 𝗕 𝗼𝗳 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 (𝘁𝘂𝗿𝗻𝗶𝗻𝗴 𝟲𝟱 𝗼𝗿 𝘀𝘁𝗮𝗿𝘁𝗶𝗻𝗴 𝗹𝗮𝘁𝗲𝗿)?

𝗢𝗻 𝗮 𝗦𝘂𝗽𝗽𝗹𝗲𝗺𝗲𝗻𝘁 𝗼𝗿 𝗻𝗲𝗲𝗱 𝗼𝗻𝗲, 𝗯𝘂𝘁 𝗻𝗼𝘁 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗶𝗻𝗶𝘁𝗶𝗮𝗹 𝗲𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗽𝗲𝗿𝗶𝗼𝗱?

𝗔𝗻 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝗰𝗹𝗶𝗲𝗻𝘁 𝗼𝗳 𝗦𝗲𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗡𝗲𝘁𝘄𝗼𝗿𝗸 𝗮𝗻𝗱 𝘄𝗶𝘀𝗵 𝘁𝗼 𝗿𝗲𝘃𝗶𝗲𝘄 𝘆𝗼𝘂𝗿 𝗽𝗹𝗮𝗻?
(Note, Supplements do not ever change, but the market does and we might save money.)

👍🏻 HELPFUL LINKS 👍🏻

𝗢𝗻 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗗𝘂𝗲 𝘁𝗼 𝗗𝗶𝘀𝗮𝗯𝗶𝗹𝗶𝘁𝘆 - 𝗪𝗵𝗮𝘁 𝗣𝗹𝗮𝗻𝘀 𝗔𝗿𝗲 𝗔𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲?

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙋𝙡𝙖𝙣 𝙉 𝙈𝙚𝙙𝙞𝙘𝙖𝙧𝙚 𝙎𝙪𝙥𝙥𝙡𝙚𝙢𝙚𝙣𝙩?

𝗛𝗼𝘄 𝗱𝗼 𝗜 𝘀𝗲𝗲 𝗠𝗲𝗱𝗶𝗰𝗮𝗿𝗲 𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗽𝗹𝗮𝗻𝘀?

𝐖𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐈 𝐛𝐞 𝐜𝐨𝐧𝐜𝐞𝐫𝐧𝐞𝐝 𝐚𝐛𝐨𝐮𝐭 𝐰𝐢𝐭𝐡 𝐀𝐝𝐯𝐚𝐧𝐭𝐚𝐠𝐞 𝐩𝐥𝐚𝐧𝐬?

𝐂𝐡𝐫𝐢𝐬, 𝐇𝐨𝐰 𝐃𝐨 𝐘𝐨𝐮 𝐆𝐞𝐭 𝐏𝐚𝐢𝐝?

𝐓𝐡𝐞 𝐆𝐚𝐬𝐨𝐥𝐢𝐧𝐞 𝐑𝐞𝐛𝐚𝐭𝐞 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 𝐂𝐡𝐫𝐢𝐬 𝐓𝐚𝐥𝐤𝐬 𝐀𝐛𝐨𝐮𝐭:

If you know anyone with a plan decision to make, please have them 𝗰𝗮𝗹𝗹 𝗺𝘆 𝗼𝗳𝗳𝗶𝗰𝗲.
1-800-729-9590
We can't help everyone, but we certainly try!

Thank you!
Christopher Westfall​

#medicare #medicaresupplement #medicareadvantage #PartD #Wellcare

[bowdoin]

Follow up comment, This channel gives by far the best most comprehensive and honest explanations to seniors about medicare in the media. We would all be better off with a lot more of Chris Westfall's in our lives. Thank you Chris

[vib.]

In my opinion, this is the BEST YouTube channel for educating the public about Medicare. Thank you Chris and keep up the good work.

[carolynnmathisen]

I hate the way advantage plans lie, take advantage of people who don’t understand what they’re loosing. It should be illegal.

[YTMe]

This is why traditional Medicare is ESSENTIAL for seniors. Most of us dont have the health, strength or presence of mind to navigate all this!!! I'm a NYC retiree and between Medicare and Seniorcare, I don't have to worry about any of these issues. I'm still relatively young, but I have friends in their 80s and 90s, living alone. I can't imagine. 😮

[G.G.GG]

What bugs me is the level of deception allowed in all of the sales routines from insurance companies. I went to a "seminar " explaining choices for coverage for the coming year which was heavily geared toward getting people on Advantage plans. From a particular insurance company. AND the seminar was strongly promoted by my PC's medical clinic. How can that be legal?

[madelaine]

Thank you. I have research what you said in previous videos and you are ALWAYS RIGHT. thank

[BobDiaz]

This type of deceptive marketing should be illegal!!! They are taking advantage of people who don't fully understand what they are getting and giving up.

[gerryshacter]

Thanks much. We are on Medigap and have had Wellcare for Part D. For 2024 our meds are all Tier 2. I doubt we'll do better elsewhere, but will check. Last year's premium was 8.00 and change. This year, zero. Now I know why!s

How ridiculous. I should not have to know how to spell 'formulary ' or know what one is, or know about 'tiers', or be aware that if a med is self-administered it's Part-D, etc. Not sure who this system serves, but certainly not seniors.

[normabishop]

I have Aetna SilverScript as my part D provider and I pay $7.30 a month for 2023. Got my letter and my premium is going up to $15.70 a month for 2024. I'll be switching to the Wellcare .50 a month plan, and not taking any of their phone calls. Thank you Christopher Westfall for the valuable information and all that you do for us seniors!

[joanclayton]

Thank you Chris for bringing awareness of Original Medicare, Supplemental Plans, Private Care Advantage Plans, and Medicare Drug Plans. Your information is so very valuable and I appreciate all that you do.

[jay]

Advantage plans are made up of crooks. Avoid advantage plans like the plague.

[Julz]

Thank you for pointing this out. I just purchased the .50 cent monthly Wellness Part D plan. I will be ready for them. I'm not letting anyone talk me out of my Plan N Medicare supplement.

[bowdoin]

I just signed up for the .50 cent a month plan here in Maine and my 3 drugs are going to cost me nothing

[sprdthin]

Had a man from an insurance agency that is listed in the Medicare and you catalog try to force me to get an advantage drug plan. I finally hung up

[sandienimocks]

I worked in Healthcare for 32 years. I did case management and also managed our PPO Networks. Please take a Medigap policy instead of an Advantage plan. I must say Medicare Part D sucks, but you need it. I do get two of my drugs from the manufactures so that’s an option if you know how to do it.

[williamjacobs]

They have already called me but armed with the knowledge you given us I stop them in there tracks an tell them if it has anything to do with Medicare Avantage I am not interested and that ends the call right there. Thank you Chris for keeping us in the know.

[robertmontgomery]

I'm a Type 1 diabetic taking two insulins and in 2023 I had a Part D plan that
had a zero copay for my insulins. It was a Premium plan and had a higher
premium but it was worth it because my insulin was covered. My mistake
was to stay with the same plan in 2024 because I now have a $35 copay
for each vile of insulin and I'm out of pocket $70 per month.

I'm really disappointed with the change and I will more than likely go
with a Wellcare PDP in 2025.

IMO the insurance companies have taken advantage of the new law
that puts a limit on the price of insulin and simply passed the cost
along to customers w/o reducing premiums. And, as a matter of fact
my monthly premiums went from $72.80 to $110.80 this year.

I feel like I got screwed over by Zig-na and I will no longer do business
with them.

[judyfabion]

I'm in California and my new Part D is 40 cents a month. I was shocked. Now I know the trick. I wouldn't change out of Original Medicare even if they tried to sell me.

[danalynch]

I have UnitedHealth care dual complete. I spent 30 days in the hospital after major surgery and I paid nothing. So for my brother and I are happy with medicare advantage we have.

[mikehenderson]

Thanks for this invaluable information! After watching your videos (and others, too!), I worked with one of your agents and enrolled in a Medicare Supplement Plan last year when I turned 65. This year, my wife is turning 65 and has already lined up HER Medicare Supplement Plan enrollment with your agency. We are both researching the best Part D Plan for each of us by using the links you've provided! Keep up the great work!