How I Paid My 20 Years Home Loan in Just 5.5 Years | Full Calculation

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How I Paid My 20 Years Home Loan in Just 5.5 Years | Full Calculation
#investing #investment #mutualfunds ​#wealthguruji
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WealthGuruji
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Yes thanks this useful information sir 👍 but mujhe lagtaa hai aap ek baat apne example formula mai show nahi ker paa rahey plz. Sir every year rate of interest % 0.05% -0.10% increase he hotaa hai maine bhi home 🏡 loan letey time mota mota calculate kiya ta but meri calculation fail ho gayi ye sach hai ki aap year mai 1 emi extra deposit kertey hai to ye every year ke middle month mai ; ya every year mai last month; ya starting year of month mai Regular month emi ke saath extra emi amount deposit kerna sahi hoga ?

varunpradhan
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हाउसिंग होम लोन लिया था 15 लख रुपए का 20 साल के लिए और वह ऑनलाइन दिख रहा है 298 किस्त दिख रहा है जो भरनी है तो उसके लिए क्या करना चाहिए

devanandkiranpalyoutubecha
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home loan ko jaldi khatm karke faayda nahin hai.. balki aap home loan repayment ke jagah par 20 saal ke liye small cap fund mein invest kar dena chaiyen jitna aapka intrest home loan par lagega uske double or triple times 20 years mein mutual fund aako de dega or sallary person ko incone tax mein bhi benefit milega

prataptomar
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मेरा साठ लाख का होम लोन साढे नो प्रतिशत की ब्याज दर पर चल रहा है! ये सन दो हजार बीस से चल रहा है!इसकी किस्त पैंतालीस हजार रुपए प्रति माह की किस्त आ रही है!मै इसे पाच या सात सालो मे मे किस तरह चुकाने की प्लानिंग कर सकता हू, मार्गदर्शन प्रदान कीजिए

LaxmanSingh-nytc
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Very good calculation sir.
Bahut bahut dhanyavad

bhagirathipal
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I think agar aapka 20 lakh ka loan liya hai or 20 saal mein aapko intrest jodkar 40 lakh repayment karna hai then usko 20 saal chalne dena chaiyen aap iski bharpaayee ke liye alsg se 4000 per month ki sip chaliye or 20 year mein 12% ke hisaab se aapko lagbhag 9.6 lakh invest karne par 40 lakh milenge jisme se 30 lakh ke lagbhag aapko profit hai jabki home loan mein aapko intrest 20 lakh dena hai phir bhi aap 10 lakh profit mein rahoge and up to 20 year aap har saal minimum 20k ke lagbhag tax mein bhi save karoge... isiliye paise hote hue bhi loan ko khatm karne mein benefit nahin hai...

prataptomar
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Thanks for sharing very valuable information. 🙏

YogeshUdgirkar
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Amazing calculation & video.. Thamks for information

prashantsah
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Maine 1450000 ka housing loan liya h 20 saal k liye 16500 emi h m soch raha hu ki pr year 2 lakh dalu to emi rate kam hoga

RAVIKUMAR-jbmn
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What about LTCG tax on mutual fund investment? Currently it's 12.5%. Noone can tell if government gradually will make it 30% or not in 20 years from now.

arindambanerjee
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Bahut sahi sir ji mera bhi same plan hai home loan ke upar me bhi matual fund me save kar raha hu 2 fund chal raha hai 1000-1000 or isko par annual 10% se increase karunga

motivationfact
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Tumne 12 emi extra bhare hai per year (22, 000x12 = 2.64 lakh). Agar itna extra paise hote toh suru me hi emi jyada ka karwa lete, 20 yr ka tenure hi nahi hota. 😂

prabhatmahato
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Sri extra paymant dalte he to emi Kam karna chaiye ya sal Kam karna chaiye

sanyasipradhan
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Sir Maine YouTube pr km se km 100 videos dekha, but apka idea super duper hit h, same to same Mai aysa hi search kr rha tha, 25lakh loan Lena h mujhe bhi, please mujhe ye btayye k kya apne 25lakh loan 20saal k leye leya tha?, or 2, 2.5lakh rupees year k starting mnth me extra dalna h ya kisi bhi mnth me?, dusri baat jis mnth me bhi 2, 2.5 lakh dalna h ye ek hi mnth me completely 2, 2.5lakh dalna h ya alag alag mnth me? Please reply krye apki waja se Meri bohot help ho jayegi, 😊🙏🙏

aashiq
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Very nice sir ..thnk you...we will definately use this things ...

cookwithspices
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bhai 20 saal baad jo SIP se earning hui hai uspr tax kitna lagega ? Govt ko kitna dena hoga ?

RohitRRR
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Sir kya bank extra emi le leta hai. Hum kaise extra emi pay Kar sakte hai bank ko if loan salary se cut jata hai

SanjayKumar-lutq
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Very good information sir.thanks as nobody teaches like you even the bank

Lint
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Bahut hi acchi tip batai hai aapne. Good for youngsters plan their home loans in advance.

NiteshRS