Finances 80/20 - How I Paid Off My Med School Loans & Investing Strategy

When it comes to money, there's a lot of noise, not a lot of signal. After years of reading intensely about personal finance optimization and investing, this is the system that works best for me.

TIMESTAMPS:
3:51 - My Approach to Finances in College & Medical School
7:06 - How I Recommend You Approach Finances
09:06 - My Current Approach

LINKS FROM VIDEO:

#personalfinance #studentloans #investing
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Disclaimer: This is NOT investing advice and I am not a financial expert. This is simply what worked best for me. Content of this video is my opinion and does not constitute medical advice. The content and associated links provide general information for general educational purposes only. Use of this information is strictly at your own risk. Kevin Jubbal, M.D. and Med School Insiders LLC will not assume any liability for direct or indirect losses or damages that may result from the use of information contained in this video including but not limited to economic loss, injury, illness or death. May include affiliate links to Amazon. As an Amazon Associate, I may earn a commission on qualifying purchases made through them (at no extra cost to you). Personal Capital Advisors Corporation (“PCAC”) compensates (“Company”) for new leads. (“Company”) is not an investment client of PCAC.

[John-cqhk]

I feel like this is a "fire side chat" with Dr. Jubbal. Awesome

[keshavk]

Your monologue at the beginning of this video prompted me to say this – thank you so much for the incredible advice you have given me over the years! I was just accepted to a medical school last week, and you were the primary reasons I was able to create a big picture strategy and follow through on it over these past five years, whether it was about grades, MCAT, research, extracurriculars, application writing, etc. If any current premeds are reading this, Kevin is the real deal! If you watch all of his videos and internalize not only his specific tactics, but his overall orientation towards life and work, you will be setting yourself up for success on this journey.

[ClintVanHoff]

With all our schooling you would think they would give us more advice on finances. Great stuff here! thank you!

[Mo-isko]

Thank you so much for this Kevin. I wish schools and universities taught this. You are the teacher we needed!

[robwes]

Engaging for the algorithm. Rock on, and as always, thanks Kevin for all you do.

[ORTHO_BASICS]

And here I thought I was crazy tracking every penny throughout college and now med school.. I’m not alone 😅

[billytessio]

I am an undergraduate student looking to go to one of the best medical schools in Canada. For 2 years so far, I'd been getting average grades 80-86%. Started third year summer science classes looking to get better before I apply to med, so I implemented your advice on active recall and spaced repetition... I'm getting world-beater grades now north of 95% on every exam with those class averages around 70%. Thanks so much!!

[Adrian-drci]

MS here. Couldn't be more perfect timing. Actually looking to purchase a used car this summer. Going to dig more into the resources you provided. If you are wondering "man I hope this video really helps just one person". Yes, it did. That person is me haha. Also love these type of videos and I really enjoy seeing this side of you. Feels like we are all just hanging out. Hope you will do more videos like these in the future (and a podcast later this year too???). I'll be there!

[chelseafc]

Thanks Grandpa keep these typa videos coming

[ShaunAndersen]

Yooo awesome advice! Tracking expenses is huge, especially for us students! && Also, I am an incoming Medical Student here in Las Vegas! Would love to grab lunch or something sometime! 🙌🏻

[AbhishekDharan]

You won my subscription when I realized you're a fellow churner in medicine, entering ms3 year so hopefully I have time to watch more of your videos lol

[nataleefr]

Hey doc, not a med student but thanks for the productivity and studying tips!

[thunderbunny]

"grandpa Jubbal"....cracked me up pronto XD
always love your videos Kevin!

[RhesusMedicine]

There should be courses on this in med school itself, would save a lot of students/doctors financial headaches in the future

[rotinomaso]

If you had all the knowledge you currently have about personal finance optimization before starting med school what would you have done differently? Would you have started credit card churning or investing in index funds earlier?

[yourfuturedocburenbeiya]

Thank you as always, Dr. Jubbal! Btw, I love the quote on your shirt, so I just bought one from the website! :) So much for trying to save money lol but it's the least I can do to support your work! I've watched a lot of your videos and always try to implement it or rewatch them as a reminder. Thank you for making a difference!

[carsonswheels]

1:39 I made the video! Let's goo! 😂

[DrAlfredNUmar]

Your changing the world Doc! Keep it up bro great 👍 job

[PhoenixBlade]

Haha as soon as you plopped cross legged in your chair, I knew this was gonna be a great video

[justme-ldxz]

Yoo Kevin, interesting video. I guess I need to check out those books in the description bar. I tend to be quite impulsive when it comes to spending, but I'm fine with owning an older phone and just regular clothes and stuff. I might download that app too, might bring some awareness. Thanks dude, I enjoy your channels a lot 🤗