$200,000 In Debt And Scared To Cut Up Credit Cards!

Renee and her husband are around $200,000 in debt. She calls Dave to ask about consolidating her credit card debt, but Dave has other advice for her instead.

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[serioushamster]

She's an accountant...let that sink in.

[raulgolfs]

I was terrified when I cut ALL 6 of my credit cards last year! But when I started documenting my journey on YouTube it’s been helpful to keep me accountable following Dave’s Total Money Makeover! 🙌🏽

[gilmendoza]

I doubt she is an accountant... I don't want her doing my books that's for sure

[zacebert]

always amazes me when people call in and say "HI I am gooood!" meanwhile $200, 000 in dept :/

[PNWresistance]

I love this dude. I almost bought a 80k Nissan GTR. Got a 2000 Honda Civic instead. Now I have no consumer debt and will have my house paid off in 4-5 years. Should completely debt free before I’m 40.

[Evelyn-plwe]

Making $145, 000 and still can't get out of debt? Wow. Just wow. What a problem to have. Lol

[MrNRD]

We didn’t think about selling my car 🤣🤣🤣🤣

[rorybray]

I really get sick and tired of hearing people with three times the income I have getting swamped in debt. There's no excuse. Live within or below your means for crying out loud!!

[MrNRD]

And did I hear 24% INTEREST for the debt consolidation 😮

[Joseph-Joseph]

Why people get married and have children while having that astronomical amount of debt? I'm single and since I barely can support myself last thing I think is about kids and marriage. Me first!

[Kodydrinksmilk]

there is no hope for her "oh we were not thinking about selling my car" "i might need my credit cars for the baby" "got a car value from Infiniti for 10, 000" and the kicker is that shes an accountant. that is like hiring an ex convict to be overnight security.

[JogBird]

shes says 'I have over 200k of debt' so casually, like running i to a friend on a walk

[MyNameIsCorey]

200k in debt half of it is student loans they had a 145k income living in the south...? Yea they aren't even attempting to tackle this. If they seriously commit to Dave's plan they could be debt free 30 months tops

[taterfight]

How???? I got my bachelors in accounting from a local state university for under 20k. I'm 25 with no student loans. There needs to be some serious education about college and the cost associated in high school.

[soccerjoker]

Dave is coming to Atlanta in March. I wanna go see him but he also taught me not to spend money on unnecessary things lol. It's like $50 a person... plus gas, parking, food... Send me a free ticket?

[marcusarelius]

Graduated in 2011 and making an income of 145k combined. That’s not too shabby at all. Those loans are paying off. These kids just need some control now.

[SuperPurplePistachio]

How are you an account and don't know how debt works

[elizagold]

In Charlotte a lot of people want to keep up with the city life. They eat at high end restaurants etc.

[raidenprotecterofearthreal]

Food $ 200
Data $ 150
Rent $ 800
Candles $ 3, 600
Utility $ 150
someone who is good at the economy please help me budget this. my family is dying

[kevinromero]

If Dave was a 911 operator.

Caller: Help someone is breaking into my house and stealing all my stuff.

Dave: Ok, so what's your house hold income...