Understanding Medicare Part B

Medicare Part B is your outpatient coverage; this includes things like visits to your primary or specialty care doctors or outpatient hospital services. This video will walk you through the benefits of Part B and everything you need to know.

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[twooldfartsinanrv]

Still does not tell me what I pay on co-pay to see a DR.

[zakeyawalker]

Part B is uncapped and unlimited, guys!!!!

[CharlesJeza]

The general enrollment period Medicare is Jan 1st to March 31st each year.

[Now_lets_get_this_straight]

So now it’s 2020 and there is a high deductible G Available for those new to Medicare. I guess for personal reasons where you have delayed signing up for Part B in an approved situation, it depends on what you call new as I’ve heard a agent say it’s when you actually when you sign up for Part B and others say it’s when it’s first available to you, just go by when you signed up for Part A, which seems age related. Regardless, that is not the question I ask. Since those that don’t qualify for HD Plan G therefore qualify for HD Plan F or visa versa. The question is, if given the option of having to take HD Plan F, given that high deductible is what you want, regardless of value for the sake of argument, can you enroll in HD Plan F and then after let’s say a year or two switch to HD Plan G, given that underwriting comes into play? To say otherwise would mean that the later would be a lifetime ban from enrolling in HD Plan G wouldn’t it.

[ammarbouzouar]

Thanks for replying.
I chose to keep my Fed Employee BC-BS insurance coverage after retiring at 65 because I wanted to live overseas and Medicare told me they wouldn't cover me outside the USA .
My question, now that I plan to return to the US, could I switch from BC-BS to Medicare without penalty?
BC-BS is so expensive and hardly covers any of my medical expenses!

[TheTokyomatt]

Question is, If we live in another country and I think we still have to pay into it, even we don't plan to move back.

[moodymomma]

You misspoke and said that when you turn 65 you are automatically enrolled into part B. The correct answer is part A is what you get automatically. Please correct me if I'm wrong.

[robertklose]

Hmm… I've started to receive SS benefits, but I wasn't automatically enrolled in Part B. Is this because I'm still working and have employer-provided insurance?