Medicare Part B: Uncover the Benefits You NEED to Know! Medicare Part B Benefits Guide! ✍️

Discover everything you need to know regarding your Medicare Part B benefits! Medicare expert Marvin Musick from Medicare School takes you through the details of the services covered by Medicare Part B. He explains that Medicare is divided into two parts - Medicare Part A, inpatient-related coverage, and Part B, outpatient-related.

Medicare Part B covers lab work, x-rays, scans, outpatient surgeries, ambulatory surgical center bills, all physicians, doctors, specialists, and durable medical equipment, such as CPAP machines, oxygen equipment, and wheelchairs.

The video also covers preventive services, including annual wellness checkups and immunizations covered by Medicare Part B.

Medicare Part B also covers clinical research studies, ambulance transportation, and medication administered by durable medical equipment or professionally administered medication, such as injections or infusions.

Marvin also emphasizes the importance of understanding your costs, stating that Medicare Part B is covered at 80% by Medicare, and you're responsible for the remaining 20% coinsurance. He explains that Medicare Part B has an annual deductible of $226 for 2023, and there's no limit to the coinsurance you're responsible for. Marvin advises that most people get a Medicare supplemental plan, such as Plan G or Plan N, to cover the 20% coinsurance.

Lastly, Marvin reminds viewers that the monthly cost of Medicare Part B, currently at $164.90, may vary based on income. Don't miss out on the benefits of Medicare Part B - watch this video to learn everything you need to know to make the most of your insurance benefits. Subscribe to Medicare School to stay up-to-date on the latest information, strategies, updates, and comparisons regarding Medicare.

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[notmeyesyou]

Thank you so much for this video. I have learned so much over the past month by viewing a multitude of your videos. Please continue the great work that you're doing.

[brucecyganoski]

Thank you Marvin for all the Videos that you provide it is GREATLY APPRECIATED

[davematthews]

I recently signed up but went for a high deductible G plan. NY allows changing with no underwriting so a G plan is quite expensice (about $245/month) compared to a high deductible G (about $65/month). Comparing prices this leaves me with about $600/year of risk exposure in the high deductible. That is over $10k in medical care before it costs me more. If I ever get a longer term illness I can switch to the regular G. Until then I will take the savings.

[gracebe]

I had recently learned that Medicare only covers ambulance if it is through the ‘right company’, and, if it was medically necessary to use an ambulance (or air evac).
When you are going through an emergency, the last thing on people’s minds is if the 911 answering person is going to send the ‘right ambulance company’ per Medicare requirements!
I have been looking into yet another ‘premium’ to pay, for M.A.S.A…..which is an ambulance/air evac insurance, that pays, REGARDLESS of which company is called! What a bunch of crap! Shame on Medicare! If it is an emergency, they shouldn’t be splitting hairs over which company! Sounds like another excuse to find a way to not pay!
And the ambulance/air evac bill can go into the tens of thousands of dollars!

[MetalMusicManiac]

If prescriptions didn't have a 5000% markup we wouldn't need insurance

[juliebutler]

What if I am a low income soc sec recipients? How can I afford 160.00 a month?? I am also very healthy and rarely see a doc. I was a nurse and don't trust them for basic healthcare. Hate that I will have to shell out alot when I probably won't use it!

[danakolpin]

I enrolled with Humana on the PPO plan. Arizona only has PPO plans

[nicolepeterson]

I just went through something similar as to where i need a cornea transplant and i have both medicare and medicaid and unfortunately the drs office dont accept medicaid. The surgery out of pocket would be $1447. So im left with deciding if i should ho homeless and hungry or give them the money that i dont have. This has been the longest most miserable stressful nearly 6 months of my life. Not to mention they found a cataract as well. Shame on medicare for not paying full cost. Im on a fixed income. Barely able to buy food and got the nerve to ask us to pay 20%....use to be great living in America....🙄😡

[cindymeier]

So since I have copd and need a nebulizer and albuterol and hose etc. ...this paid for by B ...right....and with a part G I still have to pay $226 each year??? I am finding this all so expensive B=$164+G$100+D $32+DENTAL $50+ VISION 16 GRAND TOTAL APPROX $370 OH plus a greatly reduced life ins . $30 so grand total $400. I know if I get really sick I will be covered but still seems so much plus both ss and pension are taxed!!

[jasonsingletons]

silver fibre clothing (buffers emf and energy fields as well as destroys bacteria) and leather and rubber clothes (help to buffer.

[addy]

I'm glad I watched this. I was not aware of how much part A (in-patient) does not cover for a hospital stay.

[joanneschwerdtmann]

Shingrix Vaccine is covered under Part D at the pharmacy. Physicians office cannot bill for Part D.

[mct]

To cover the 20% exposure in Part B, are there any other alternatives than supplemental plans G and N?

[darlenericotta]

I have been on Humana for years and have been paying medicine and I jus got a letter saying they were stop covering some of my diabetic medicine. Lantis and the needles?

[cynthiaontiveros]

If I have Medicaid why would I choose to pay for Medicare part B premiums when Medicaid has pretty much the same coverages?

[generic_official]

You would think a full body skin exam by a dermatologist is preventative, but it’s not covered.

[omax-syxp]

Thank you so much for making these videos.

I am under age 65 on disability. I opted out of part b because I have group insurance from my father.

I recently had outpatient spine surgery, surgeon is in network with my commercial but doesn't take medicare. My commercial is denying coverage because "it doesn't follow Centers for Medicare and Medicaid guidelines for number of units billed" and citing I'm under part A (I had two level cervical artificial disc replacement).

Why is my commercial insurance citing Medicare when I opted out of part b and this was an outpatient surgery? They covered all the other charges (I. E
Anesthesia, supplies, operating room). My surgeon is in network and I've been covered when doing my consult visits with him but suddenly not for the surgery because of Medicare? The bill is life-ruining so I'm trying to find answers and would appreciate any wisdom you have 🙏.

Your channel is great thank you for making it.

[johnmoirano]

WHAT IF I CANT PAY ANYTHING NO MONEY