When Should I Lock In My Interest Rate | When Can You Lock Interest Rate | First Time Buyer Tips

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[sportsMike]

Locked at 5% and closing on Thursday!!🖐🖐

[JustHere]

Ms. Hill, you are always on time with these videos! Such a blessing to us.. Thank You!

[isthisreallystillathing]

I closed on May 20th and I locked in my rate. Your content was a great assist!!! Thank you🎉♥️🍾

[deenice]

My daughter is 22 and she’s now taking classes for first time homeownership. She’s a truck driver and has a 1 year old daughter. All of this is new to us and I appreciate the information that you are giving out. My brother is a realtor and is guided her through it all so now I’m here to learn some things on my own. Again thank you.🙏

[JenniferBeeston]

Agree 100% I always say if it’s not locked it’s not real

[sobeliever]

Locked in my rate this week at 4.8% for new build in July.

[yootoobur]

Just want to say I’m a new subscriber, and so far having watched only 2 of your videos, I feel so amazed at how much I’ve learned from you. Thank you for being so simple with your explanations, yet extremely insightful! All this info is something buyers hardly ever hear or learn about!

[jennifershields]

Thanks, my lender did inform me about the lock rate.

[Melantdrew]

My client a buyer just asked this yesterday. You are awesome!!!

[Iamcherese]

I just locked 🔒 my rate yesterday! It definitely wasn’t offered🤣I can’t thank you enough!

[MoJo-ngot]

I’m in a situation now where I’m being forced to lock my rate, but I don’t want to. I have perfect percentile credit (780+), and I think I can get better. Currently I’m being given 7.75% and the mortgage broker said he paid $1000 to get me that rate and he is acquiring that cost 😅 but I still don’t want to lock. I asked to keep it floating since closing is projected to be 30days. Why can’t I just leave it floating and lock when I feel like it? I hate that I feel I can’t trust anyone with this home buying process!! I don’t like this feeling.

[SeanBaker]

No locking in for me! I paid my house off two Wednesdays ago!! 💪🏾 I'm happy like a pig in slop. Now to pay taxes forever. 🤣

[chefbrooklyn]

Hi @Shaheedah I enjoyed your video and thank you for all you do and you do so MUCH. Wishing you and your family a Happy Memorial Day Weekend make sure you keep your 🍸 cold

[hallyjohns]

I really wish I had found your channel before I started down this journey of buying a house……😕

[GotDeals]

I'm sitting here eating this information with my bate hands. Your information and what you bring to the table is TOP NOTCH. It's is such an impowering feeling to know this information.

I smashed the LIKE.

Thanks for posting.

[hasanmcdonnaugh]

Thank you so much for this video, your channel is very informative.

[blessedtress]

I love your videos! Thanks for all the valuable content!

[losheroes]

If only my lender picked up my calls lol

[AndreaRuralMN]

2 things that aren't gone over during 1st time homebuyer classes: how to shop for homeowners insurance, and rate locking 😡 the insurance I found is double what my bank and mortgage estimators showed! My pre-approval showed 5.875%, then contract had 6.25, now its locked at 6.5! It should be explained to customers that the rate is subject to change!

[whatisthis]

Lots of time if you float down the rate they add like a quarter of a percent or so to whatever the rate is at that time, so you want the rate to have gone low enough from your locked rate for it to make sense/cents.