How I Went from BROKE to Financial Freedom | frugal living + minimalism

Here's how I went from broke to financially free -- it wasn't easy and I struggled a lot, but I'm here to show you it IS possible! From learning how to save money to paying off debt to finding ways to make extra money, this is the story of how I escaped generational traumas and bad money habits and found financial freedom!

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ABOUT A TO ZEN LIFE
Along my journey to let go of 30 years of clutter, I accidentally became a minimalist and it was life-changing.

Before, I was an emotional hoarder with nothing but the clutter from lost loved ones — and $25,000 of debt — to my name. Now I have a beautiful home in Europe, a happy family, live debt-free, and — best of all — wake up to a life that I’m EXCITED to live every day.

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NOTE: This description may contain affiliate links; these links allow you to find the items mentioned in this video at no additional cost to yourself. While this channel may earn a small amount when the viewer uses the links, the viewer is in NO WAY obligated to use these links.

[Susanhartman.]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[LJernegan]

I am 50. What I have learned is that while these goals may seem to take a long time, the time will pass. You can get where you want to be with small steps taken each day. The sooner you get started, the easier it will be.

[katfangtastic]

I just made the final payment on my mortgage last week, almost 10 years ahead of schedule. I've not let my eye off the prize for the last few years now, ever since I decided to buckle down and get rid of my mortgage. Being completely debt free is such a liberating feeling 😊. I've loved your content along the way, keeping me motivated not to spend my money on frivolous purchases - so thank you for that! ❤

[Patriciabanks]

Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 23 months and l've accumulated over $70K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.

[micheal_mills]

I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350, 000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.

[kh]

When someone says something so hurtful and negative to you, they are probably in a hurt and negative space themselves. Not to excuse their ignorant and destructive behavior but to keep in mind your truth and what's really important to you. Those are people to stay away from. Sorry you went through that horrible situation.❤

[RobertBrown..]

Considering how volatile the stock market is right now, I think investors should focus on cheap stocks. Of my $270k portfolio, 35% consists of formerly well-regarded stocks that are currently experiencing a sharp decrease. I have no idea how to escape this awful circumstance.

[stevenrue]

This is the type of woman that will have you retiring early with millions. I wish one for everyone.

[robinobrien]

An emergency fund is the best gift you can give yourself. Two weeks ago I had to fly with my family at the last minute when my father died. There were many unforeseen expenses. Grieving a parent is hard enough without worrying about how to cover the cost of travel, accommodations etc.

[davidd.]

My godparents told me that you may not be able to save yourself rich, but you can spend yourself poor. Good wisdom!!

[JT-umss]

Trailer trash? Seriously? You're smart, financially savvy and absolutely gorgeous! Keep up the great videos!

[MyFocusVaries]

You have overcome alot of trauma. Your partnership with your husband is quite amazing.

[Riggsnic_co]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.

[JawlineDaniel]

I still recall those early days, hustling hard to save every dime. It really paid off! In just a few years, I managed to stash away a cool $52, 000. Back then it felt like a drop in the ocean, but boy, did it balloon into something substantial over time. Lesson learned: form good habits, every penny counts on the long run

[Pinkbear]

I am in my 40s but growing up I was bullied for my clothes. People would say, "She is wearing that shirt again." The worst was when I accidently went to school with the clearance tags on my shirt from Walmart. You can imagine I was bullied for being poor. Even in college I wore a cheap watch my mom got me. My boyfriend in college was wealthy and he asked me what do you consider to be a normal amount for a watch. To this day if I need clothes I will thrift or go to Walmart and I still wear the cheap watch from college. People can be really mean. Now I don't care about their opinions anymore.

[LizzieMcG_bahdi]

I agree that many people are considering NVDA as the "Stock of the year." However, I'm curious about which stocks could potentially become the next META in terms of growth over the next decade. I've allocated $200k for investment, aiming to retire comfortably.

[ashleymcgee]

It’s so sweet of you to give the benefit of the doubt to those around you who didn’t understand your situation, but it really does go to show that you should always be kind because you never know when someone is going through something.

[denisecarter]

We were invited to a millionaires condo to stay for a church conference once. He was so kind to us including taking a few couples out for Peking duck. He drove a very old car and wore old out of style clothes but he owned all these condos on the beach and gave away money to help others. You can’t tell what someone has and calling them trailer trash is just being stupid and unkind. I hope she sees herself in my comment and learns something.

[Joy-zplv]

When you shared your collage story I was hoping to hear: And then a girl gifted me a pair of warm boots .. Sadly it wasn´t that! I agree with all 7 points you made but I think one is missing: GIVING! Even when I was a single mom always struggeling I gave a small amount each month to those who had even less then me. My kids are grown up now and I´m in a much better financial situation but I´m glad I always had eyes open for people in need. I´m a firm believer that everything you do/give will not be in vain. And I´m happy that my kids adopted my behavior. Hugs from Germany 🤗

[rannyorton]

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.