Unless You Earn 40k - 100k | Your Property Dreams Are doomed | House Buying Process UK

Unless You Earn 40k - 100k | Your Property Dreams Are doomed

Intro 0:00
1 Salary £40,000+ 0:30
2 Enhanced Income Multiples 0:55
3 Salary vs Borrowing 1:05
4 London Salary 1:52
5 Mortgage Lenders 2:22
6 Your Mortgage Options 3:20

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[basicsurfer]

glad i bought my house last year what a difficult times we live in

[manlikemark]

Thank you for this....this is great. Very quick question, i earn 58k (soon to increase to 60k) and my partner only earns 8k as she works part tme. I've used a very simple affordability calculator online with a non affilaited website, and the figures they say we can borrow are somewhat lower than youve suggested, is that the calc being conservatve or is my partners earnings a factor? Thanks again

[mascness_gaming]

Thanks for the video, wondering is there any lenders assess how much you can borrow based on your past rental payment record ? for example we are earning £32K but have been paying £1500 rent on time for the past 2 years.

[mwm]

My approx lend is £144, 500. I’m looking at a 220k house. Does this mean if I can come up with the £75, 500 difference I can purchase get the house? Just finished apprenticeship so struggling to get higher income out of the gate but doing well at saving, don’t want to risk joint share with my girlfriend as I’m only 21. Thank you

[mdasifmuslimarakter]

The salary you include in this video has to be take home pay or it’s ok if it’s pretax

[KRIR]

Hi Alex I earn almost 50k and my wife earns around 28k, so based on these figures this sound a little.promising with our combined income. I wanted to ask what your recommended deposit for a property is?

[kathleensisland]

What about joint income? Does that count

[emmanuelokogie]

Hello
My wife and I earned 80k combined. How much do you think we can borrow with 40k deposits?

[foreverkripto]

I'm a single gay man with 40K salary. This means I should be a homeless if I don't want to rent. Amazing job UK!!!