How to Get Auto Insurance After a DUI : Auto Insurance

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Just because you've gotten a DUI doesn't mean you will be unable to get auto insurance for the rest of your life. Get auto insurance after a DUI with help from an auto insurance professional in this free video clip.

Expert: Arthur Ingraham
Filmmaker: Ben Kasica

Series Description: Auto insurance is one of the most important things that any driver can have, apart from the actual vehicle itself and a driver's license. Learn about the ins and outs of auto insurance and find out about a few key things you may not be aware of with help from an auto insurance professional in this free video series.

[jakeshaffer]

Thanks for this video.  I'd just like to add that after I got my DUI, I was deemed to be "high risk" by insurance companies.  I was able to find the cheapest rates from 4AutoInuranceQuote.  I found them to have the cheapest insurance rates for me after my DUI, they are very reputable and nice people too.  Google them.

[wainber]

Insurance is often more expensive for people convicted of DUIs, and should be.  Some Canadian insurance companies will not cover drivers convicted of DUIs, although there is Facility Association (in provinces and territories not covered by government-run insurance companies) to ensure that all drivers who want to operate a vehicle can get insurance coverage.  "If you can't afford your insurance, " warns Andrew Younghusband, on one episode of Canada's Worst Driver, "you have only one option, and that's to not drive" (from the video "Canada's Worst Driver: never be a jerk of the road!").  Anyone who thinks that driving like a jerk doesn't have a cost should check out the "Driver Risk Premium" ("DRP") on the website of the government-run Insurance Corporation of BC ("ICBC").  This DRP is charged even to those drivers who have a BC driving licence, but no vehicles registered in his/her name.  Someone with as few as 5 driving convictions recognized on a BC driving record as criminal ones should be prepared to pay as much as CDN$24, 000/year to ICBC.  If that high cost of keeping a licence doesn't scare the living daylights out of drivers tempted to break the law, I don't know what will (aside from heavy prison sentences, which already are common for DUIs classified, under Canadian criminal laws, as equivalents to felonies, particularly when death or grievous bodily harm to a victim is involved).