What does REMORTGAGE mean? Understand the REFINANCE of your property investment

I've had a few comments asking what I mean when I say refinance or remortgage and if there is a difference between the two. If you don't have a property then it is very rare you'll know what Remortgage or refinance actually means in regards to property investment. As property investor these actions are so important to build a portfolio as quick as possible. The velocity of money is very important when it comes to long term wealth.

[itsDailo]

I went to a property investment seminar over the weekend. They tried to charge me £1000 for information you share with us for free. I really appreciate you doing this or these kinds of people would gatekeep a lot of the UK from getting started with property. Keep up the solid work Jamie!!

[GarethHunt]

Thank you so much!!!! The wait was 100% worth it!

[erwinaps]

Legend. You explained the refinance very simply. I finally understand it!

[ljmygdc]

REFINANCING OF YOUR PROPERTY INVESTMENT VERY HELFUL INFO. THANKS SO MUCH JAMES.

[beeladyvicki]

I was considering remortgage before the end of my 5 years but watching this clarified my thoughts - I would incur penalty and probably not raise a very useful amount of finance! Great video 😃 thanks again

[kanelt]

Holy shit, this is gold. I can't believe I've stumbled across this channel, I feel like I've found some buried treasure or something. Thank you Jamie!

[aminislam]

Hi Jamie! Another brilliant video. I agree with the 5 year deal is much better longer term. Keep up your great work

[theounto]

I think this is the only video of yours without a dislike😂 Great vid! Cheers mate 👍🏽

[ibraheemmonks]

Been waiting for this one!! Perf timing Jamie

[leontudor]

Another great video, very good content as per usual. 💪🏻👍

[mikejr]

Your channel just found me, nice info bruh. In my opinion, the five year mark is the way to go. It gives you more of a cushion to pivot in any direction you want to go, with the comfort of being able to sleep at night w/o the worry of losing your property in a downturn.

[tonywicks]

Jamie. Just bought first 3 BTL on 5 year fixed rate 75:25 LTV. As you say seemed just as cost efficient as 2 or 3 year and will look to remortgage and take out what I need at that point. Either to re invest or take out. Thanks for your help and advice in getting me going. Much appreciated 👍👍

[greeny]

Just looking at getting my 1st BTL and came across your videos which are very good, thanks for the information.

[nickyhannah]

Great value just what a needed to hear going forward on BTL purchases cheers Jamie 👍🏻

[alexofarrell]

Hey Jamie, absolutely loving the videos so please keep it up! completed on my first BRRR on Friday and getting stuck in with works. If possible it would be great to see a video on timelines/order, end to end, of a BRRR for a leaseholder property in detail. For example how to get freeholder approval quickly (can this be done before exchange), how much lead time to organise builder etc and when to begin advertising your property. Thanks, Alex

[faisalmahmooduk]

Great video 👍
Time to refinance and multiply

[filipvanhalter]

Really like your presentation style...straight upfront and on point with a twist of attitude. Any essential reading for new property investors you would recommend?

[huooful]

Great video! How would refinance play oit in ”reverse mode” lets say real estate prices decline. How would these play out? Now you would be paying the same loans on a cheaper real estate property? I liked the breakdowns in this video.

[sorin-alexandrusandu]

Hi Jamie,

I hope you're doing okay. Thank you again for your videos.

I would like to "EDUCATE" myself. You have mentioned something in this way in a previous video. I appreciate your honesty and I would like to see if I would be eligible to have more knowledge from you, and even to make some deals later, speaking in an optimistic way.

Thank you!

[kanecarroll]

So if we use the original example of the value at £115000 compounded at 5% for 5 years it would have a new value of around £148000? and for arguments sake the mortgage was still outstanding £86000 if you sold at that point would you be around £48000 in profit?