My Single Credit Card Strategy for Cashback in 2023

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Disclaimer: Information provided in the video are not meant to be taken as professional financial advice and are strictly for entertainment purposes only. The content shared is based on the creator’s personal experience and results may vary from each individual’s personal finance situation i.e. DYOR

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2022 had been a great year for credit card stacking.
If you remembered my stacking hack of AMEX, Grabpay, JiPay, Ez-link wallet. But all is gone one by one
One door closes, another will open. Lets look at what is the existing strategy for Cashback users

Citi Rewards with Amaze
- Convert all physical spend to online spend for 10x points EXCLUDING Travel & hotel merchants
- Minimize foreign currency fees to 1.5%, coupled with 1% cashback
- 10x points per $1 for first $1000 eligible spend
- But if redeem for vouchers, more value
- e.g. $50 Mapletree Vivocity voucher = 14262 pts
- Effective Cashback = 50/1426 = 3.5%

HSBC Card Strategy
Revolution VISA
- Other than 10x points or 4 miles per $1 spend
- Can also be redeemed for 2.5% cashback for first $1000 eligible spend
- For more than $2000 spend, can consider HSBC Advance
- +1% for HSBC Everyday+ Rewards with Everyday Global Account, bump up to 3.5% cashback

UOB Credit Card for UOB One
- $500 to hit qualified spend criteria for up to 5% p.a. interest for UOB One account
- EVOL, min $600 spend for effective 6.67% cashback on Online & Mobile Contactless spend
- ONE, min $500 spend for effective 3.33% + 5% additional cashback
- Same theory for OCBC Credit Card for OCBC 360

#Sponsoredby #PhillipCFD

[HoneyMoneySG]

Sign up for a CFD account with Phillip CFD and get a free PlayMade drink, up to S$88 CFD trade rebate + a chance to win a 3D2N staycation at ONE°15 Marina Sentosa Cove when you fund/trade with them!

[chekseng]

Do bear in mind that citi may nerf amaze card at anytime.

[MrElfblade]

UOB One card with UOB One account works best for me. 👍

[DwarfishSpy]

Awesome vid and channel!

Do you happen to know if Citi rewards + amaze will give 10x rewards for public transport simply go?
Also, do you happen to know anyway to integrate cc rewards with pay now?

[WolfgangC]

What do you think about using standard chartered smart card for transport only? 6 % cashback essentially.
I am currently using 1.6% citi cashback+ card for 2 years now. Still thinking if i wanna follow your citi reward hack

[Theunowned]

How about insurance premium payments? These cards will get no rebates right? In that case grab plus amex true cashback card only?

[kailuncheong]

Hi Chris, i was speaking to the customer service at HSBC, they mentioned that there is no cap for the 10X points. Is that still true?
?

[jonachan]

Hi, does that means that if i use amaze to use in restaurant, it will convert to online spend on citibank mastercard?

[leanbox]

I have check with hsbc they told me that the 2.5 percent cash back isn't real. Like they don't give cashback they just say that the amount is equal valent to miles conversions

[Lavender-ciqr]

Hi Chris, would you recommend uob one credit card or DBS yuu card? I only have debit card now, no credit card yet

[jman]

for citi rewards, after the first $1000 whats the points earning rate? can i also infer that city rewards is a better card than cash back + which offers only 1.6%

[nicholaskoo]

is there any annual fee for Citi rewards ?

[Alohajayne]

If I paywave on dining (not in hotel) with amaze card (tagged to Citi rewards), will I still get 10X points?

[lishr]

what is the card at 4:06? if its the citi cashback + mastercard, it only gives 1.6% and not 8%?

[WolfgangC]

Hi just wondering why dbs live fresh and maybank friends and family are notnin your top cards. Is the citi rewards+ amaze card still very good compared to them?

[vandarkholme]

dayana was right. humans dont deserve nice things

[gkenneth]

dbs lady's card pair with instarem is also not bad

[eddynoir]

anyone can recommend what instarem amaze could do but for Visa cards?