5 Things to Know Before Accumulating Miles + Miles Credit Card Strategy

I know that there are lots of changes announced on 01 April, my website is updated with my alternative card strategy for miles and for no minimum spending card combination people. There'll be videos uploaded to address and give you alternatives in the coming weeks to prepare for 01 May so please bear with me! For now, keep using HSBC Revolution for your everyday spending.

This is 5 things to know before you start accumulating miles. Flying business and first class seems nice but are you ready for the accumulation journey?

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Just Signed up for
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to accumulate more miles
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👋🏼 Instagram — @demiizhuangg

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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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TIMESTAMPS:
00:00 - Introduction
00:28 - 5 Things to Know for Miles
05:52 - My Miles Strategy

[Alexa-yxkh]

Hope there will be a version for cashback too please.. :) the tables are so useful

[springriver]

May I know which card gives the best value when purchases are made online to overseas merchants? DBS Altitude or DBS Woman’s World?

[izzabinteismail]

can you also explain 8:45 what you mean by pull together the points ?

[ajuabrahamsaju]

Thanks Demi for all the info. If we use mulitple banks cards, do you know how redemption works for redeeming for airline tickets ? Is it like we buy krishflyer miles using all the cards and eventually use total krishflyer miles redeemed using multiple cards to redeem the ticket ? Lastly, if there are enough points, can one person redeem miles for the entire family ? Thanks in advance.

[dwh]

Hi Demi, thanks for this sharing! I'm curious, you're holding different miles cards from different banks, when you have to convert them to miles, wouldn't the conversion fee be a concern?

[tasmanlim]

Most 4mpd card comes with an annual fee. Have you experienced any banks penalising on the miles accumulated when an annual fee waiver request is approved?

[edwinlee]

If my mum knows how much trouble I had to go through to collect miles just to buy her a business class ticket because I can’t afford buying cash, she will refuse to accept the ticket. In fact she will scold me for being so dumb.

[pwong]

Hi Demi, which card is good for groceries since HSBC Revolution is removing it from the list in May 2024?

[nickfeliciano]

Hi Demi, i sometimes use shopee and lazada instalment plan. would you know if that would affect the online spending earn rate for miles? thanks!

[stylerho]

Will HSBC Revolution card still earn miles for Fairprice groceries online? Btw, what’s the best card to earn most possible miles for buying SIA tickets?

[parleyking]

Can I check does HSBC Revolution and Citi Reward (Pair with Amaze) they serve the same purpose? Is there any differences for this 2 cards? Just that you can toggle once it max out the $1k per month?

[djiksuker]

which card is best for insurance? does the amex tcb gives cashback for insurance?

[sjk]

If im starting my miles journey, $500-$600 spending monthly.
Mainly on food, which miles card should I apply?
does hsbc rev cover food? n for overseas spending (dining, shopping etc) which miles card would be good?