My Triple Credit Card Strategy for 2024

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Last year it was all about single card strategy, specifically Citi Rewards + Amaze
Other than travel and some other usual exclusions, worked pretty well

This year, the focus is on fulfilling the HISA first, so there is a slight change in priorities compared to single card

1) UOB EVOL
2) UOB Lady’s (Solitaire) + Amaze
3) Citi Rewards + Amaze

Moved from single card strategy to Interest maximising strategy with UOB One
Change is the only constant
What are your card strategies right now?

#Sponsoredby #Moomoo

[HoneyMoneySG]

Get up to S$680* worth of rewards when you use my exclusive link to sign up for Moomoo SG Universal account today! T&Cs apply.



INVESTING

[morganaluthor]

hi i'm completely new to credit card. was wondering which is more suitable for me.
i hardly travel (once per yr, excluding msia). no car, rarely use grab. i mainly shop online, dine out at times n buy groceries.

[tinggss]

very interesting, I was about to cancel my evol card in favour of uob one card because i had a headache trying to figure out/ calculate which transaction is considered online, contactless or others. love (and own) the uob lady and citi-rewards

[MW]

my credit card strategy is to flip and cancel all bank cards to farm sign up bonuses, and perhaps use a bank card with terrible or no sign up bonus like ICBC/bank of china/UOB for actual spend. That will net at least $1000 cashback a year

[CL-itzy]

Chris, anything to cover payment for taxes, insurance?

[junji]

I tot it’s best to avoid sg spending with amaze ? They charge a small fee right

[jieqint]

4:27 UOB Lady's Card first 100k on 1 selected category?

[josliner]

Hi Chris, if I would like to use uob lady card for local spending, do we need to pair with amaze card? I'm abit confused when you mentioned uob lady card pair with amaze for hawker use..thanks

[lolboya]

hi Chris, does citi + amaze 10X works on overseas flight bookings i.e.: For example Emiratas airline out of Dubai using AED currency?Appreciate your help. Love your content btw!

[queenieart]

If I don’t travel, still an option to have UOB ladies on local dining and fashion? And linked to Amaze?

[Anjaiah-esjy]

Hi bro pls advise best credit card apply for Spass holder

[gangjinnsplays]

What is the strategy after 29 Feb for UOB Lady + Amaze?

[DiverSenzaki]

Hi Chris, can u review card strategy for OCBC 360 account user? Thanks.

[weilifeng]

How to choose the category in UOB lady’s solitude .

[vincenttan]

Pardon, for UOB Lady's Card you mentioned the specialized category spend,

for example : if my selected category for the quarter is Family (MC5411) and i spent $450 on FairPrice and sometimes i use the uob lady card for random other transactions like dining, etc lets say $600, total amount spend is $1050 on that card but i would not fulfill the $500/month spent for UOB One account criteria because i did not hit the $500 on my category (family) spend?