Should You own a credit card? | Who actually PAYS for your CREDIT CARD BENEFITS

➽ In this video, we talk about how to select the best credit cards as per your spending, how to take benefit of reward points & who benefits from your credit card spending.

#savetax #finance #stockmarket #shares #incometax #savetax #savemoney #taxharvesting #taxsaving #zerotax #notax #capitalgain #creditcard #refund #homeloan #interestfreeincome #taxfreeincome #loan #profit #savetax #earnlakhs #finshorts #creditcard #creditscore #cibilscore #shorts

As Always, Thanks for your support :)

00:00 Introduction
00:46 Shinier Vs Darker Sides of CC
01:10 Things to Avoid with CC
02:06 Practical Possible Benefits of CC
02:58 Maximum Utilisation of Cards & Points
03:21 Smart Strategies to own a CC
04:54 Hacks for a max discount
06:20 Offer Hack that I use
07:04 Should I use a Credit Card?
08:13 Who benefits from Credit Card spending?
10:15 Conclusion

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[shekharkapoor]

the core of the message Madhur is conveying Whether or not you should own a credit card depends on your individual financial situation and spending habits. Credit cards can be helpful for building credit, earning rewards, and providing a safety net in case of emergency, but they can also lead to debt and financial problems if not used responsibly.

As for who pays for credit card benefits, it ultimately comes from the fees and interest charged to cardholders. Credit card companies make money from transaction fees charged to merchants, interest charges on balances, and annual fees. They use some of this money to offer rewards and benefits to cardholders as an incentive to use their card. It's important to consider the costs and fees associated with a credit card and weigh them against the benefits before making a decision to get one.

[InvestWithGirish]

Your long form video is Engaging Madhur👌🏻

[dakshsaini]

hi sir where to invest 1 lakh every month? should i do sip of 1 lakh?

[ziyaquraishi]

Is cred app safe .. is our info is safe with them? Any govt body has surveillance/control over cred?

[rajatkochhar]

Hi Madhur, if you're looking for a video editor, do reach out to me.