5 Best ETFs To Buy And Hold Forever In A Roth IRA & HSA

Investing in ETFs or exchange-traded funds is a popular way to gain exposure to a diversified portfolio of assets, without the need to buy individual stocks or bonds. The key advantage of ETFs is that they allow investors to buy and hold a broad range of securities with a single purchase, making it easy to create a diversified portfolio. In this video, we will discuss the top 5 ETFs to buy and hold forever, with the ability to weather market fluctuations.

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The Vanguard Total Stock Market ETF (VTI) is an exchange-traded fund that seeks to track the performance of the CRSP US Total Market Index. The CRSP US Total Market Index is a broad-based market-cap-weighted index that includes nearly all publicly traded stocks in the U.S., ranging from large-cap to small-cap companies. VTI is designed to provide investors with exposure to the entire U.S. stock market through a single ETF. By investing in VTI, investors are able to gain exposure to a diverse portfolio of thousands of individual stocks, providing them with broad-based market exposure and potentially reducing the risks associated with holding individual stocks.

The Vanguard 500 Index Fund ETF (VOO) is an exchange-traded fund that tracks the performance of the S&P 500 Index. The S&P 500 Index is a market-cap-weighted index that is widely considered to be a benchmark for the U.S. stock market. It includes 500 large-cap U.S. stocks across a variety of industries, representing approximately 80% of the total U.S. stock market capitalization. By investing in VOO, investors are able to gain exposure to a diversified portfolio of large-cap U.S. stocks.

The Vanguard Total International Stock Index Fund ETF (VXUS) is an exchange-traded fund that seeks to track the performance of the FTSE Global All Cap ex US Index. This index is a broad-based market-cap-weighted index that includes nearly all publicly traded stocks in international markets, excluding the U.S. By investing in VXUS, investors are able to gain exposure to a diverse portfolio of international stocks. The ETF is designed to provide investors with exposure to stocks from developed and emerging markets outside of the U.S.

The Vanguard Intermediate-Term Treasury ETF (VGIT) is an exchange-traded fund that seeks to track the performance of the Bloomberg Barclays US Treasury 3-10 Year Bond Index. By investing in VGIT, investors are able to gain exposure to a diversified portfolio of U.S. Treasury bonds with intermediate-term maturities. U.S. Treasury bonds are considered to be among the safest investments in the world, as they are backed by the full faith and credit of the U.S. government. Intermediate-term Treasury bonds typically offer higher yields than shorter-term Treasury bonds, while still maintaining relatively low levels of interest rate risk.

The Vanguard Total World Stock Index Fund ETF (VT) is an exchange-traded fund that seeks to track the performance of the FTSE Global All Cap Index. This index is a broad-based market-cap-weighted index that includes nearly all publicly traded stocks in both the U.S. and international markets. The ETF is designed to provide investors with exposure to stocks from over 50 countries and includes companies of all sizes, ranging from large to small-cap companies.

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Disclaimer: This video is for entertainment purposes only. Everyone's situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio.

[JarradMorrow]

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[jasonluckey]

I have used your advice to get my son started investing while he's finishing up his college. He was already investing in Fidelity, so we set up the ETFs in fidelity.
I've also sent people directly to your channel. I appreciate your honesty and straight forward explanations. Thanks!

[mckinleyp]

Crushed it! Great video and video editing! We notice it; we appreciate it!

[roberttillotson]

You are definitely best at explaining long term of these choices.

[FreedomAcademyNetwork]

These are all great! I hold them all in my portfolio for the last decade and can concur they perform smoothly. Looking at the 10/15 year charts is always the best place to start when looking for forever holds 🔥

[butterflyyy]

I’m currently investing in VUAA (Ireland-domiciled version of VOO) cuz I’m a non-US resident and I do want to avoid the insane 30% dividend withholding tax of VOO. However, VUAA does come with a higher expense ratio of 0.07% compared to VOO’s 0.03%.

[qleap]

I'm going to play this video for my 12 and 14 yr old sons. It has lots of good advice, particularly the part about brushing your teeth every morning.

[RobMorelli-hthh]

One of the best in this space on YouTube. Great content.

[nickolasmiller]

I absolutely love how when you said “trash” a picture of Cathie Wood popped up 😂

[charlesrichardson]

Great look at ETF's. I haven't really looked at them because I usually just by a fund, but I can see this is worth looking at.

[sjlee]

Thank you. What a great video! Easy and simple to understand

[moinvest]

I needed this, as I recently changes jobs and was looking into rolling over my 401k into M1. Thanks.

[astrahl]

75% VTI, 20% VXUS, 5% BTC is my portfolio at 29 years old. Have about 100k currently

[dersupra]

I'm just getting into investing. I'm working on maxing out my Roth this year. I have it on VTG at the moment. I've looked at many Vanguard ETFs and the total life time increase in VTG looked safe

[jasonkillam]

Thanks for another good video. Your videos have helped me make the move to get out of some managed funds and go it on my own. Keep up the great information.

[aluginbill]

How often do you buy these funds? Say Roth is $6k per year / 12 so $500 per month? $6 / 52 weeks so $115 per week? How do you figure out when to buy? Do you just set a day of the week and stick to it regardless of up or down market day or what? Same day per month? Etc.

[mexicanchiefasmr]

So VTI and FXAIX would be alike or would that be a good portfolio for long term growth holding

[pedroafonso]

Great video and recommendations! Is there a reason you selected VGIT and not VGSH?

[shephudson]

OH yes, you chose violence for suggesting a bond fund! I like VOO the best out of these. VT is just a little too heavy on the international exposure for me.

[Morningdovecamp]

Thanks. I really found your presentation and graphics very useful 👍👍🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸