You're Not Lazy, Homes Are Just That UNAFFORDABLE

You aren’t the only one that can’t afford the American Dream. Many people today are struggling not because they are lazy, but because homes have become too unaffordable. This video explores the real reasons why so many individuals are unable to afford a home right now. We dive into the economic factors driving up housing costs and debunk the myths surrounding personal responsibility. You'll gain practical insights and advice on navigating this challenging real estate landscape. In the video, we provide a thorough analysis to help you understand that the issue isn't a lack of effort—it's the market conditions.

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Kristina Smallhorn
PO BOX 1271
Prairieville LA 70769
#americandream #housingcrisis #kristinasmallhorn

eXp Realty LLC,2900 Westfork Dr. Suite 401, Baton Rouge LA 70817
225-246-1812,Office [phone] ext# 149
Kristina Smallhorn is a licensed REALTOR® with the state of Louisiana, License number 0912122918
Disclaimer:

[saltytbone]

Same folks in my family who say "just get another job" are the same people who won't ever shut up about using self-checkout. They are walking Facebook posts and they are miserable to be around.

[VivPhotography]

Most of us don't have extra money to spend on frivolous things - we are struggling just to pay for basics, much less extras, and it's because we don't make enough money to cover basic costs.

[kburkes]

What you're saying is true. My third daughter bought her house in 2019 for $150, 000. Now it would sell for twice that, and she would not be able to afford it. Wages have simply not kept up with housing prices.

[zacharygodwin]

People are so lazy. They should just work 8 days a week.

[fdjhrhk]

I make 70k a year with 2 jobs, zero debt, paid for 20 year old truck with 90$ monthly insurance. Still can’t manage to afford that 250k level house that in my area is just a 3 bed 2 bath regular livable house. Anything I can afford is either ran down with massive renovations to deem it habitable or 2 bed 1 bath and in a terrible part of town that still needs renovations of 25k plus

[kristent]

I agree, I’m a realtor in Florida and have 2 adult children making decent incomes. I raised them to be spending conscious and they can’t afford to save enough for the down payment on a home. Neither of them have a fancy lifestyle but things in daily life are just way too expensive. I pray that things will get better for the younger generations.

[nctn]

The economy is getting ready to burn down. You can just sense the despair and frustration in the populace.

[Mind_Breach]

when you make 90k a year and still cant afford a home and you work in a fortune 500 company

[Scott-ShaggyBeard]

What about price gouging by developers? I work with a lot of developers and contractors, and it's not infrequent that I hear them gloating about making 20% - 25% profit on the homes they are building. The quality of those homes is also not worth 70% of the asking prices.

[danklein]

Various people I know are selling their paid off $200, 000 homes and buying new $500.000 homes. The $200, 000 is their down payment. These are people in their 50' and 60's.

[AndrewSanderson-sj]

You are spot on . I purchased a home 2.5 years ago rather than waiting for a housing crash. Since then, home prices and rent prices continue to rise where I live.

[TheIxxplonxei]

My mother told me her first house which had three bedrooms and two baths cost her 59, 000. That’s is insane that if I wanted that it cost 400, 000 not even 20 years later. There is no way to work yourself out of situations like this.

[mgw]

I was looking at a house around the corner from my house that just sold . Looking back at the sale history it sold for 70k in 2015. In 2024 it sold for 315k. It's insane how much prices have jumped. People are only going to take it for so long.

[feliciasampson]

My rent is going up again...I can't afford to buy avocado toast, let alone a house...

[davidtexter]

Hey NAHB: Stop Blackrock, Vanguard, and other Mega Investment firms from buying Private Residential Housing!

[anniesshenanigans]

funny this just came out. I found some online calculators and ran some numbers. With my current income (85k) and no debts of any kind. I can afford to buy a home for 200k. That is it. There are NO homes that are 200k unless you want to buy something that needs total rehabbing. So tell your relatives that they should go to the online calculators and check it out for themself.

[Chrono]

"You can't get ticked off that you can't find workers in your area if you have no place for them to live."

BINGO! Thank you! I work in the medical field and am ready to bail in my area just for this reason. She's exactly right. You're not going to be able to find medical, law enforcement, fire, teachers, and other local service workers for this exact reason.

[rickhc]

I am a general contractor of 44 yrs and over 200 homes built, retired last year. In a town or 20, 000-population, center of Minnesota. An exact home built today as compared to 9 yrs ago is twice the cost to build here. I can share with you my take on rise of cost is mostly due to greed from every supplier and sub contractor who raise prices 10 to 15% every year. A city lot /water/sewer/ NG is still available for 25 to 35 thousand. I sell a 3bd 2 bath 3 stall garage on a crawl space (one level) for 16500 in yr 2015 and 320, 000 in yr 2023. Building permits are 8000 which includes a 6500 water&sewer hook up. My high percentage buyer is retired. I will share with you it is every phase from excavator to carpet that has risen every year. Largest issue for the younger generation is a current apartment for 1000 to 1500 per month and can't save 20% down. I have no peers that will build an affordable home when there is more money in a 500, 000 house. I also believe the young generation will not work hard with hands therefore causing a housing shorting. I was constantly retraining help because it was easier to tap computer keys.

[EG-ulwm]

I can't take it anymore. Buying a house has become simply impossible. When you add high out of control prices and roof high interest rates, it is almost impossible to afford to buy a house and make the mortgage payments. I don't know where or how this is going to end. Seems like the American dream it's more like the American nightmare. 😢

[patrickmckeown]

As a guy over 60, I feel really badly for the younger generations.