How I Budget, Track and Save | Free Template | Personal Finance in my 20s

(Template below) Here's how I budget and track my spending. I know it's a bit complex but feel free to comment if you have any questions. Happy budgeting!!

M E N T I O N E D

F I N D M E

G E A R

M U S I C

C H A P T E R S
0:00 Intro
1:31 Budget planner
7:10 Monthly budget review
12:42 Personal cashflow
23:00 Questions?

[jessicakwok]

this was genuinely so helpful!! we love a numbers queen

[jiyeonkwon]

This is by far one of the best templates i've seen. Concise, easy to navigate, has everything important. Thank you!

[DVMovies]

I’m a bit late to the party but I just want to thank you for this spreadsheet. This is exactly what I am looking for 😁

[ElaineDraws]

Thanks for sharing your approach to budgeting! It's really insightful to see how other people budget for things; I learned a lot!

[shellanerobinson]

Thank you for sharing. I really love that you added a follow-up sheet!

[petitlait]

This is such a great template, now that I work full-time I use it all the time!

[CrazyShortCanuck]

Super useful, thanks Monica! I’ve got some great ideas for my own spreadsheets now :)

[moonbeam]

A video I didn't know I needed LOL. Thanks for sharing! Another great vid :)

[charlesstewart]

Very helpful!! Using this when I move next week!

[mkk]

This is very useful! Thank you so much for the video. ☺️

[arslanhasanov]

simple and easy to understand, thanks

[melanie.marmalade]

amazing video! thanks for your help, your explanations are so easy to understand and this was very helpful :)

[jessicacanales]

How can one add more rows for example in the income or expenses tab and still have them link into the monthly budget overview like the ones preset?

[indiging]

Generally debt goes into the 20% towards savings/debt

[jendiaz]

How do I added more row for income ? I tried to add it but then it mess up he overview side

[jessicacanales]

I’m late on the bandwagon but this was extremely helpful! Curious as to how you would use this if getting paid biweekly instead of monthly? Also wondering if you still use this method today? Thank you, thank you, thank you! I can’t wait to start using this spreadsheet ✨🫶