Wanna start a budget BUT you’re behind on bills? START HERE!

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00:00 Welcome
01:32 A little about me/my budget
02:43 Start here!
11:45 Budget a sample budget with me
26:35 We Are the Stars
31:15 Thank you and Goodbye

Wanna start a budget BUT you’re behind on bills? START HERE!
#cashstuffing #cashenvelopestuffing #budgetwithme #savingschallenges
BUDGET WITH ME PAYCHECK TO PAYCHECK 2022, EASY BUDGETING FOR BEGINNERS, AUGUST 2022 WEEK 3 | BUDGET AND CASH STUFFING| BUDGET WITH ME PAYCHECK TO PAYCHECK!

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[esme]

I started my budgeting journey in April and it wasn't until June that I felt like I was getting it together. 👀 It's so worth it not only for finances, but for my own peace of mind.✌🏼😌

[SWEETON]

I absolutely love this video. I’m in the struggle of getting it together. With a job that doesn’t cover all of my bills I am in the midst of finding better employment. I sometimes feel like giving up especially when I begin to stuff my envelopes and this game called LIFE comes and pull the rug from under me and I end up having to empty Everything out of my envelopes just to cover my bills. Thanks for this informative video. I’m determined to get my budget and savings under control sooner or later. I’m no quitter but believe me The Struggle is Real

[owlalwayssave]

Great video! I started budgeting very late in life, I still struggle, but none of my bills are behind, everything is paid either on time or weeks early. Now I am trying to save for when I retire. My biggest hurdle is my consumer debt. I am trying to become debt free, but when you can only make minimum payments its hard getting them paid off. Now what I am doing is small savings challenges and once I complete that challenge I roll that money over on to a debt. Right now to make the biggest impact on my debt free journey is paying off my Jeep, which I will be doing in October!!! Then I will start with my credit cards. Baby steps!!

[debt_free_by_]

I’m late to the game but I’m starting!! ❤❤❤

[QueenFoxie]

I got myself a car 2 year and 2 months ago and I was able to put all my extra money into paying that off. I’m glade to say that as of Thursday I no longer have a car payment

[adelarodarte]

I have tried to budget but it was all so overwhelming and when I would watch videos nobody would break things down the way you did. I’ve found this so helpful and I honestly can’t wait to start. The real eye opener was right now that Christmas is in a few days and I wasn’t able to buy anything for my kids because I had a stacked up water bill, negative balance bank fees, and I felt like I was drowning. God blessed me with coming across your page and I’ve been watching and watching every video I can to prepare myself. Thank you for what you do! Happy holidays

[stephaniemiller]

❤ thanks for a real life struggling budget video

[noracarreiro]

you are gifted in explaining budgets clearly and in a down to earth way. I'm grateful I found your channel; I'm learning a lot and working on my budget goals.

[Elishadreams]

I'm about 4 months into my budget journey and I'm so glad I started. I've gone over budget a couple of times but I was able to pull from low priority sinking funds to make up for it. I'm getting more disciplined and my credit score is slowly creeping toward 700. I'm really happy about my progress.

[invizibledreamz]

I love that you're keeping it real. Some of us really are just barely making it. Thank you for your help ❤.

[kassiecole]

I really enjoyed this one. I liked how you said the first few months starting out to not worry about sinking fund's. I've only just started and this last pay was hard because i couldn't add to any of them. I felt like a failure and that made me feel better and to just keep trucking along and keep my head up high 👀

[jessicafriday]

You truly have the heart of a teacher. I never understood cash stuffing until I found you. I’m several months in using fake money as placeholder cash and it’s given me so much peace of mind.

[JustAnotherLGirl]

I was going to say it took me 3 months to full get the hang of it and stick to my budget. Once I did. I realized I wasn’t budgeting right in my cash envelopes. I realized I could over budget it and if I have left over I can put that in my sinking funds. This was a great video!

[merrittmyra]

I just found your channel. I’ve been doing a budget since January and have paid of all but 2 of my credit cards. I started with 5 credit cards. I feel so much more in control telling my money what todo.

[lisamarcelle]

Your voice is everything. It so soothing and believable…..so trusting.

[ELaFaye]

This video is one I will share with my son! He doesn’t always listen to Mom, but he will benefit from your advice. 👀

[mymodestlife]

I like this video. Some just need to know it CAN be done and where to start.

[trinawalker]

👀I love the video congratulations to Rose

[munchie]

I have just started this journey and put down my income for May and my expenses for May. I was shocked to see that I have over $1200 left over in May and I didn’t need to see were it all went I already know. Gas, food and the big big big one Gaming. Yes I said it I wrote it down I am so ashamed to admit this. Thank you for letting me know it’s ok to make that honest discovery of what you really spend. 😢😮😊

[Kitsunespirit]

Started my budgeting journey last month and surprised what I can live without. I hold on to those little dollar bills TIGHT girl! 💵 👀