Medicare: Why you need to sign up when you're 65, even if you're still working

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When you're 65 years old, you need to sign up for Medicare. Period.

Even if you’re still working? Yes.

Even if you still have insurance? Yes

Even if you’re covered by your spouses' insurance? Yes.

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The person she spoke to on TV was from AARP North Carolina?! How could they get it so wrong?! This presenter is talking total BS, and she's so wrong I wouldn't trust anything else on this channel. You can delay signing up for Medicare Part A AND Part B if you're covered by a large employer's (20 or more employees) creditable insurance and are not drawing Social Security. Once you're past 65 and signed up for Social Security, you will automatically get signed up for Part B. You can still delay Part B and the Part B premiums as long as you have your employer's health coverage. Once you're signed up for PArt A, you can no longer make contributions to a Health Savings Account. Hope they offered an on-air correction.

ssa

Not true. "For each 12-month period you delay enrollment in Medicare Part B, you will have to pay a 10% Part B premium penalty, unless you have insurance based on your or your spouse's current work (job-based insurance) or are eligible for a Medicare Savings Program (MSP)."

oliversong

I am glad to see these other comments. This should be illegal. Stop telling seniors wrong information

Farasmith-jivm

Don't listen to this lady, no matter what!

efrenrodriguez

How about if you move to a nether country

PedroRodriguez-hyty

This is not true...if you turn 65 and are covered by employer group insurance you and/or your spouse who is also covered by your employer group insurance can delay signing up for part B and pay NO PENALTY as long as you remain covered by that group insurance b/c you have a special enrollment period. AND when you enroll later during the special enrollment it's just as if you turned 65 and you won't need any underwriting for a Medicare supplement which would increase your premium. As for part A you may as well sign up b/c there is no cost for Part A which will coordinate with your employer group health insurance.

dinahsoar

UM the answer is NO YOU DO NOT. BOGUS.

vdgfqud

Just reported this as misinformation to YouTube.

vdgfqud

TAKE THIS DOWN !!!! BAD / WRONG INFORMATION

mikem

First part not accurate second part you just contradicted yourself 😝

toddclark

NO NO NO NO NO NO stop acting like an authority.

vdgfqud

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