Why DIVIDEND INVESTING Just Works (For The Everyday Investor)

I love tracking my increasing stream of passive income from dividend stocks on a regular basis. Over the years, my dividend snowball has flourished. Even when stock prices are down (a lot), my quality dividend stocks have experienced dividend increases, boosting my passive income. I'm excited to share why tracking dividends is so motivating, and why I believe dividends can be a great strategy to consider for the everyday investor.
#dividend #stock #investing

Timestamps:
0:00 Introduction
0:08 I'm filming at Disney's Polynesian Resort at Disney World, Orlando, FL.
0:18 TRACKING: I believe what we can track can only improve! I track dividend income.
0:39 KEY: I like to track passive income from dividends over time.
0:52 Passive income from dividends can increase in many ways: deploy more capital, dividend reinvestment, dividend increases.
1:20 I don't track my aggregate portfolio value too closely. I cannot pay bills (easily) with portfolio value.
1:35 I do track passive income from dividends regularly.
1:44 Check out the pinned comment for my Patreon.
2:00 Analogy: Fitness and dividend stock investing.
2:38 KEY: Zoom out and look at trends over longer periods of time.
4:12 DIVIDENDS Are For Everyone (For The People)
4:25 investors tend to worry about stocks and ETFs losing value!
4:54 Portfolio value can go down, even when income is going up.
5:38 I believe the S&P 500 has a lot more risk than the average person realizes.
5:40 The top 10 stocks of S&P 500 make up 32.15%.
6:02 Dividends are for the people.
6:20 STORY: I did not have the money to visit Florida in my early days. I did not have money to lose. I had almost no risk tolerance.
7:45 In my early days of investing, I did not have money to lose. But, I did have money to buy predictable dividend stocks like JNJ and PEP. I could see the income increasing over time.
8:35 IMPORTANT: Don't forget your early days. I don't want to take unnecessary bets. The strategy works.
9:43 The snowball is building! We have now come to FL two years in a row.
10:11 KEY: Don't give up! We Will all face setbacks.
10:45 Sometimes, I don't have money to invest. I just have to wait it out.
11:35 Sometimes, we have to stop and restart our dividend journey.
12:06 Track the steps of progress.
13:10 DISCLOSURE AND DISCLAIMER

DISCLOSURE: I am long Johnson & Johnson (JNJ), and PepsiCo (PEP). I own these stocks in my personal dividend stock portfolio. My kids are long Disney (DIS).

DISCLAIMER: All information and data on my YouTube Channel, blog, email newsletters, white papers, Excel files, and other materials is solely for informational purposes. I make no representations as to the accuracy, completeness, suitability or validity of any information. I will not be liable for any errors, omissions, losses, injuries or damages arising from its display or use. All information is provided AS IS with no warranties, and confers no rights. I will not be responsible for the accuracy of material that is linked on this site.

Because the information herein is based on my personal opinion and experience, it should not be considered professional financial investment advice or tax advice. The ideas and strategies that I provide should never be used without first assessing your own personal/financial situation, or without consulting a financial and/or tax professional. My thoughts and opinions may also change from time to time as I acquire more knowledge. These are, as discussed above, solely my thoughts and opinions. I reserve the right to delete any comments for any reason (abusive in nature, contain profanity, etc.). Your continued reading/use of my YouTube Channel, blog, email newsletters, whitepapers, Excel files, and other materials constitutes your agreement with and acceptance of this disclaimer.

COPYRIGHT: All PPC Ian videos, Excel files, guides, and other content are (c) Copyright IJL Productions LLC. PPC Ian is a registered trademark (tm) of IJL Productions LLC.

[ppcian]

IMPORTANT ANNOUNCEMENTS:
Thanks for watching! Please don't forget to "like" and "subscribe". Please let me know in the comments below what you think about the stocks discussed today. And, if you have any suggestions for dividend investors with limited time.

HELPFUL RESOURCES:




PPC IAN INSTAGRAM:


CHECK OUT MY PATREON:

I'm sharing exclusive bonus content over on Patreon! I offer two tiers: Backyard Patreon and Corner Patreon.

My Backyard Patrons see my stock trades, each accompanied by a blog post write-up. They also have access to 50 historical Patreon-exclusive videos.

In addition to all Backyard Patron perks, my Corner Patrons also have access to my complete dividend stock portfolio (% allocation to each position) AND my complete bond portfolio (% allocation to each position). They additionally enjoy exclusive portfolio update videos, Corner Patreon virtual meet-ups, an exclusive Discord server, and more.


PPC IAN EMAIL LIST:


PPC IAN TWITTER:

I'm always sharing fun updates on Twitter.

COOL DIVIDEND INVESTING MERCH:


Thanks so much, everyone, for your support. I hope you enjoy the video today!

(Disclosure and Disclaimer: Please see video description for all disclosures and disclaimers.)

[Dividendology]

Tracking dividend investing is huge! Totally agree Ian!

[simonkrugly]

I’ve been a subscriber since the early days. 2 years ago I decided to make a career change and had to make the extremely difficult decision to sell a little over half of my dividend portfolio to fund my life while I went back to school. I took a screenshot of my positions when I sold and just took a look to see where they are trading currently. Most of them are up a significant amount in just a few years. While I’m upset I missed out on the gains, I’m happy to see that I made the right decision to buy the positions when I initially did. I start my new job next week and cannot wait to start rebuilding my portfolio to where it was prior to selling and beyond! Thanks for always being an inspiration Ian!!!

[NFreddyJr]

Started watching u when I was 18, I’m 22 now, definitely got off to a better start then most 💯. Appreciate the vids!

[cliffdariff]

Graduated from Univ of FL years ago. Moved away after. Looking back, shoulda stayed.
Moving single stocks to ETF funds little by little. Its working out nicely, thanks Ian. 😅

[kevinmendoza]

Thank you for the new dividend video Ian! 🚀📈

[harsharao]

UTZ is now doing well Ian. I remember older days videos when you did videos in your backyard of your California home. Loved them as well.

[LXBalla]

Long DIS!!! So happy they brought back dividends 🎉

[reptilianskin]

Great video. When I started to take investing seriously tracking my cash flow became the most important metric. Net worth is secondary. My passive income increased every year, and that is repeatable and worthwhile.

[rawmean]

You helped inspire me years ago to start my own journey and I will always be grateful for you!

[samsargent]

Great to see you enjoying the fruits of dividend investing and there is no better way to spend that income than on a fun vacation with your family!

[robtibbetts]

One of the nice things about being diversified into both dividend and non-dividend stocks has been that when I needed to sell stocks to raise cash, I have my value stocks that are there for that purpose. My dividend stocks are much further down the list of what I might sell.

[ftzwff]

I just wanna say thanks for everything you do. I’ve been watching you for years now and you are the best you have helped my dividend journey tremendously. I really didn’t know anything about it until I saw your videos. Keep up the good work. You’re my favorite in the dividend investing community.

[dividendempire]

Great mention on how what gets tracked gets improved, as it lays out a roadmap and plan to your goals. 😄

[michaelswami]

Thank you Ian, from a longtime fan and OG supporter. You probably made more difference in my dividend journey than any other YouTuber.

[brandona.deimel]

That view from the Polynesian Resort is the exact same view I rememer when I was 6yrs old at Disney. Im now 45.

[chrislindsay]

Retired now living on dividends mostly BDC distributions but I do keep AVGO for emergency cash
Good to see you enjoying WDW with the fam. I miss those days when the kids were little 😥

[jonathanboggs]

Question about the portfolio worksheet:

As it reinvests the dividend in the table starting at A40 the YOC is growing each year but the “new money” DRIP’s in shouldn’t be at that new YOC % rather the dividend initial yield.

The only way the YOC would continue for the DRIP money is if the dividend payout increases over time with no stock appreciation.

That makes drastic differences in the payout $ in later years of the projections.

Does that make sense? Am I reading the sheet wrong?

[Millennial-Investor]

Welcome Back OG! Thank you for the inspiring story. Lets us all Dividend Investors and Content Creators continue to be blessed and move forward each day.

[dividendjourney]

Ian,
I always love your energy and amazing energy for divvy stock companies. Your voice and words are like a still voice before any storm. Experienced, and willing to share with our community of like-minded investors here! ❤ I just wanted to stay thanks, and I’ve been following you since 2019; on my first deployment when I found your channel! Sincerely appreciated! 🙏👍- John