Can I Refinance My Mortgage With Late Payments?

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Do you have late payments in the last twelve months, but want to refinance your mortgage? Check out this video to learn if you can refinance your mortgage with late payments?

Jason Skinrood - Loan Officer
NMLS #180306
6740 S 1300 E STE 100
Cottonwood Heights, UT 84121
385-236-0025
  1. Jason Skinrood - Mortgage Loan Officer
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  3. refinancemortgagelatepayments
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Hello, I’m was late on my mortgage last year in 11/2020 and 12/2020. We were hoping to refinance but since I was over 30 days late those two months I thought we had no chance. I checked my credit report and I noticed my mortgage company had not reported since March 2020 to the credit bureaus. They haven’t reported any of my on time or late payment. I would like to have my intime payments reported but not my late ones. If I dispute and ask to have the months I paid on time to be reported do you think they will also report the late ones? I hope I make sense

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