ZERO BASED BUDGET 2021 | BEST BUDGETING METHOD FOR YOU PART 1 | how to use a zero based budget

Zero based budget in 2021: This is PART 1 of our "What is the best budgeting method for you?" series where we explore the basics of different budgeting methods to figure out which one is going to work the best for you. In today's video we are starting off with my favorite budgeting method, the zero-based budget.

Zero-based budgets are perfect for people who want to pay off debt, save money fast, are budgeting with variable income or want to know how to budget with no income. This video walks through the three easy steps to using a zero-based budget that I have come up with. Plus gives you tips and tricks on how to execute a zero-based budget, how to track your expenses in your budget, and how to navigate a zero based budget as a beginner.
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learn to save money, create a budget that works for YOU, pay off debt, and invest
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Views expressed in this video are my opinion and should not be interpreted as professional financial advice. I am not a certified financial advisor.

Helping Millennials and Gen Zers survive capitalism by feeling confident with saving, paying off debt, investing and budgeting in a way that works for YOU.

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Chapters:
0:00 Intro
0:50 What is a zero based budget?
1:45 Step 1: document checking and savings account balance
2:03 Step 2: document expenses
3:00 Step 3: assign every dollar to an expense
3:50 Pros Vs Cons
5:55 Outro

[budgetwitht]

since starting a zero based budget i have been able to recover from a shopping addiction and lazy spendings! I will never go back!💰

[catabreanrussell]

I love this method. As someone starting out, it made sense to me and worked well!

[EmilyDowgialo]

My favorite too YES! 🔥Also loll at 'you down with ZBB' 😂

[maym]

Hiya, thanks love the content. Subscribed from New Zealand!

[jcham]

What do you do if you use credit cards? Say if I got gas with my credit card. Count the variable expense transaction as that month’s income (since it’s technically a credit) then pay it off next month as debt expense? My wife and I don’t really rack up much debt on credit cards.