What Is a Zero-Based Budget?

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Here’s how to make a zero-based budget—plus why it’s the best way to get the most out of your money. Every single dollar. 💵
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  1. EveryDollar
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Zero based budgeting SAVED my wife and I's finances. Before budgeting, we were deep in debt with barely to no emergency fund and savings. Then in November of 2018, we had the "I'm sick and tired of being sick and tired of being broke" moment. We decided to start budgeting using this app and followed Dave Ramsey's baby steps, then after almost 2 years, we paid off all our debt, fully funded our 6-month emergency fund, saved money in all our sinking funds then started saving in our 401k. Praise God for Dave Ramsey's life-changing financial teachings!

johnsantiago
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I love this, at the same time, I appreciate your clear and short explanation.

lovedika
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Giving? Why is giving number one? What is that? Like giving to the church?

wendycarr