The *BEST* Frugal Living Habits to Take Into 2022 | Frugal Living Tips That Work

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Here is my video on meal planning...

Well hello there! My name is Jennifer! Follow along on our journey to paying off our mortgage by 2024. Along the way I will share my dumbest money mistakes, how we save money and our progress towards our goals. I hope that my journey will provide inspiration towards your own pursuit of financial independence.

Want to get in touch with me...


Old school snail mail to:
13663 Providence Rd.
PMB# 116
Weddington, NC 28104
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I started something at the start of the pandemic, just to minimize my exposure to other people, that has turned out to save me lots of money. I only buy groceries once a month.... on the 30th when my pension comes in. With meal planning, this works just fine. I then spend a little on the 15th because I am out of lettuce and a few fresh things. For 2022, I am expanding this to be my new system of spending on anything . I will only spend money on the 15th and 30th. This forces me to wait...and think about what I am spending my money on.

cathyphillips
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wear a uniform! I heard this idea 10 years ago when I was entering the teaching profession. An instructor told our class she wears black slacks every day, and switches out between half a dozen tops. Cuts down on closet clutter and saves lots of time.
Thanks for a great video

cyndywatt
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Jennifer that color blue is beautiful on you👍🏽

rubytimbers
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I bought a snow coat and pants that was way big for my boys for 4 dollars at a thrift store in the summer. Best four dollars ive ever spent. That coat and pants went through 3 years on each kid and now my mom who’s very small wears them :)

paigethefarrier
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I think you deserve millions of views. You are very authentic, knowledgeable and realistic. I wish more youtubers were like you ❤❤❤

Sunriseandsnow
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I'm seldom seen not wearing black pants whether I'm dressing up or dressing down. Almost all tops/blouses/shirts look good with black. I'm looking forward to your Financuary videos!

lindamcteer
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Whoop! Whoop! I do all of these things. My financial goal for the year is to track our money better this year. I feel like when I pay attention then that time spent pays of with better allocation of our money. I am also focusing on buying more of our needs second-hand and teaching myself to repair some house issues instead of hiring someone. We focus on putting away for retirement and helping the kids with college since we have paid off all debt including house.

jaclarkfamily
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Liking the shade of blue of your blouse.

debrabowie
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The color of that blouse is perfect for you.

carolmckellar
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I just rotate thru my clothes. I have an "everyday clothes" and "dressier clothes" section in my closet. I always wear the top on the right end of the proper section for that day's activity, then add pants . At night the top (if it's still clean) gets put on the left end of the tops. Easy. No decisions to be made.

gwenj
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I found a certain style dress that I really liked and just got several in different patterns. I never have to try to match pants or skirts with tops, I just reach in my closet each morning, grab a dress and know that I'm going to look good and be comfortable.

suefrack
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Yay 2nd day of Financuary! Love the snacks and breakfast tip....food budget the best way to save money

elizabethmoore
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I love thrifting my clothes. I even have thrifted my workout tights that have side pockets which I love. I also thrift home decor but I have enough of that now. Thinking of low or no cost activities is good also. I have puzzles I have bought second hand on market place, a lot of wool to use up, material to use up, journaling books to fill, reading to do, yoga sites, meditation sites and self care routine to do. Visits with friends, including live video meetings to be safe, with tea and crafting. Hikes/walks in nature. I will be busy with items and activities I already have so can save money. I'm Canadian so it is cold and snowy right now but hikes in the snow is so fresh. Thanks for your ideas

tanyajohnston
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Your videos are always so well lit and staged. Bright, crisp and clean.A pleasure to watch.

terrikim
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I am LIVIN for these videos. Just woke up and I'm on it :D ✨
And holy moly this blue blouse just makes you glow! Sooo your colour!

puneshasankar
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Replace don't stockpile is my tip 😊

shannonengelken
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Meat fills our family up, and gives us more energy. We eat fewer sweets and crave "snacks" less with a meat based diet. Veggies don't cut it, so we crave more starches. Not good. Meat, for us, is worth the cost. And we eat leftovers all the time! LOL

genitori
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I am a extremely frugal person. I believe there are so many ways to save money it's not hard. In 2022 I will continue to be grateful. I will spend less and save more and i will be content and happy doing it. Great video.

deborahhuffman
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One of your best videos. I like doing no spend days and plan to do a month this year.

seekingjoynow
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I wore the same style amd colors last year and it does save money.

karenball