The 5 Best Credit Cards Offering 0% Interest

#balancetransfer #creditcard

These are my top balance transfer cards of 2024

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[shaolyntheabolutenoob]

If you transfer a credit card balance to a different card, since the balance for that old card is now zero, put that card in the sock drawer and quit using it… after you pay that balance off on the new card, then decide what to do with the old card.. if it’s charging a fee/has no positive structure, then close it.. it will show as paid off in good standing for up to 10 yrs..

[BJizzel]

Citi preferred card is the one I have and let me tell you that 0% APR is love. I half way of paying it off I’m not even 6 months in the 21 month period.

[alexgreene]

thanks for your time, you saved me some i'm working on this for my sister.

[gabrieladelgado-almada]

Great video John! lots of valuable information and so well explained!. Thank you! I hope you can help me with this question: Wich cards rank at the top when it comes to the highest credit limit?

[miguelgumulak]

Nice video, can you add the requirements next time as well as the card details

[tonyhopkins]

Question about these types of cards. Does anyone know if they ever make an offer to card holders to reset the 0% APR as an incentive for not cancelling? With the exception of the Chase Freedom Flex, most of these cards offer very little in incentives outside of the intro APR. Just curious if they do anything to sweeten the deal to incentivize keeping it Longterm.

[OriginalCarrot]

I miss the good old Chase slate - 0 APR 0 balance transfer

[rickyl]

I am confused about the CFU SUBs and I was thinking about getting the it as my next card. I am a student so I do not spend $20k a year - in this case is, would I be better off going for the public welcome offer of $200 (I prefer 20000 miles) or could I get more on the private offer?

[asishankam]

I already took my cc in October when should I take next one ?

[engelbertoc]

Thank you for the video I’m trying to help my lady be credit card debt free and hopefully move on to a better credit card once her debt is payoff to help her credit score

[alexrod]

Thanks for the info....but you forgot to add Wells Fargo !!

[ConditionalAcceptance]

John, I think you already know that the interest rate on a credit card is irrelevant to the consumer. As I explain in my latest video, the card grants access to the credits in the Cestui que trust (and the card holder is the beneficiary not the trustee.) moreover use of the card actually manufactures collateral securities.

[FrolicGamers]

waiting for Wells Fargo Autograph Journey Review, say other YouTubers but won't be satisfied until I see yours.

[axl]

Would the citi custom cash work with this aswell?

[VentusLionheart]

I'm honestly not quite sure if the private or the public offer is best for me when it comes to the Chase Freedom Unlimited card. The public offer is basically a free $200 credit because it's very easy to spend $500 in 3 month. Other the other hand, to get a the maximum $300 offer on the private offer, I'd need to spend at minimum $20K in 12 month. My primary expense is my mortgage which I obviously can't use this card for. Aside from my mortgage, I don't know if I'm naturally spending 20K in a span of 12 month.

[kevinmartindempsey]

I understand the difference between statement Date & Payment Due Date

But don’t know the difference between payment Due Date & Promotional Ending Date

[Raj-wmci]

Can we transfer balance from business credit cards to these cards?

[azndreamer]

Is this the same offer you mentioned before (December/January)? Because I thought they matched the percentage so 3x on food normally is 6x at the end of the year. That was why I had applied for the chase freedom unlimited.

[nishankamin]

In your example of not paying the CC till summer, does your credit score drop since you are carrying a balance and not making payments for almost 8-9 months?

[TaySunset]

Is the 1.5% bonus better than the current 200 cashback bonus + 5% on groceries and gas for the CFU?

Edit: I guess not… It’s only up to $300 total so I guess depends which would you think you’d max out first, even then spending $500 to get $200 back and spending the rest of the year with the 5% back and get up to $600 on groceries and gas can easily surpasses the 1.5% offer. Unless I misunderstood something?