Best Credit Cards 2024 - My FAVORITE Cards for Everyone!

Check out my favorite personal credit cards below (Click "Show More" to see Ad Disclosure):

We also have a cool CardMatch service where you answer some questions and it pairs you with the best credit card offers:

In this video, I review my top picks for personal credit cards that anyone can sign up for in 2024 and beyond. I've created a list of personal credit cards that offer great welcome bonuses and rewards that anyone can take advantage of right now. My goal is to help you choose the best credit card possible, and you can find detailed reviews for each card linked below.

Make sure you watch the entire video to the end because I'll share why I'm such a big advocate for using credit cards strategically and how I leverage rewards to travel the world and stay at crazy hotels for free. Throughout the video, I'll also share essential travel hacks and optimal points redemption strategies while comparing all cards across key categories like sign-on bonuses, annual fees, rewards rates, and premium parks. Without these credit card points, I probably would not have traveled as much and created all the memories that I had.

If you liked the video and you want to see more interview videos like this, check out my other videos:

7 SMART Places to Put Your Money (After You Get Paid):

Millionaire Rates The Best "Regular" Side Hustles in 2024 (Tier List):

Thank you for watching! I hope you have a wonderful rest of your day.

- Charlie

#CreditCards #Money #Cashback

Timeline:
0:00 - Intro
0:36 - Credit Card #1
2:40 - Credit Card #2
4:50 - Credit Card #3
6:40 - Credit Card #3.5
7:15 - Credit Card #5
9:48 - Credit Card Comparison
10:02 - My Experience With Credit Cards
12:07 - How To Maximize Your Credit Card Points
13:57 - Conclusion

Disclaimer:

In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.

[CharlieChang]

Check out my favorite personal credit cards here:
Hope you find this video helpful - I started getting credit cards in 2014 and have since traveled the world using free points, all just using credit card sign on bonuses and points that I got from my credit card purchases. If you have good credit and spending habits, ditch the debit card and check out these cards. They have very solid sign on bonuses right now and you can learn more using the link above. Happy credit card hunting!
-Charlie

[rurfinance]

Card 1: Chase Sapphire Preferred
Card 2: Amex Gold Card
Card 3: Capital One Venture Rewards
Card 4: Capital One Venture X Rewards
Card 5: Amex Platinum

[twxstedtales]

Should I own both chase safire preferred and the amex gold if why then explain

[MattMcGrathOfficial]

Very good list. I would agree with you that Chase Ultimate Rewards points are by far the most valuable. I would wait for higher sign up bonuses on the Sapphire Preferred & AMEX Gold. There are often targeted offers on the AMEX Gold. Lastly I would just stuck with the Venture X versus the regular Venture card.

[EnzoElaborates]

Awesome video and terrific editing thanks for the info man fr!

[BetterYouNow]

Great video on Starter Story! Have been a sub for quite some time now, you're somebody look up to in a sense and proud of. As a fellow solopreneur, always appreciate channels of other solopreneurs who're open to sharing what they've got going on. It's incredible the numbers you push because sometimes the videos don't have crazy amount of views but still works and you're so consistent. I'd be a millionaire now if I was that consistent on YouTube easily, have a large following on another platform so know can do it here too

[shonas]

can you make a video on what you think about the claw machine/ mini claw machine business

[Tony_Laf]

Hi Charlie, what are your favorite capital one transfer partners?

[randomguy]

If one has the chase freedom, is it better to upgrade to Safire (product change) or to apply for a new Safire and retain/cancel the freedom?

[HappyShappy.]

Chase sapphire can we get points on foreign transactions? Or its just with in USA?

[terrylaitw]

What's hotel 100 USD experience credit?

[Mike-kudh]

Use to have a 50k limit venture card with 2m+ annual spend until capital one closed all my accounts for buying crypto once with a card which even charged cash advance . Chase cards are my fav as they almost never decline for security reasons like some others do. My replacement for venture is Fidelity 2% which easily can transfer the rewards to investment accounts

[HoopsFirst]

What’s the best credit card for gas, ads and food?

[lenanguyen]

My advice for those new to the credit card game is to start with one or two credit card(s) preferably with no annual fee and pay it off each month. The credit cards mentioned here are great for travel but have a very high APR. You do not need bougie credit cards with a lucrative welcome bonus or benefits to build credit score. Do your research to see which card fit your needs at this moment.

[sideshowmulhern]

I love cash back on my credit cards but I don't spend nearly enough to get any of the sign up offers

[louisnvrr]

Love the credit card game. Relatively new but in about a year my partner and I have made out like bandits for our trips this year.

Flights:
3 round trip tickets to New York, 1 round trip ticket to Austin for my first Grand Prix, 2 round trip tickets to Vancour.

Hotels:
1 Night at the Thompson in NYC, 3 nights at the Hyatt Place Austin, 1 night in Hyatt Regency Houston, 1 night in Hyatt Place Madison, and 3 nights Hyatt Regency in Vancour.

Our combined annual fees are $440 and since we use them like debit cards and only make purchases within our limits, we've spent $0 on interest. Cannot recommend credit cards enough. IF you're responsible.

[noname-towd]

The regular venture with its $95 AF is pointless. If you travel, the VX with its $395 AF is paid for by the $300 credit (+10k yearly points). If you don't travel, just get a 2% catch all card like the citi double cash, sofi, or fidelity card and save yourself $95.

[omarcarrillo]

question? how many credit cards are ideal? ive heard places have said about 3

[LaurenBlosser]

Informative breakdown! Helped me choose wisely. Thanks for sharing!

[MNMful]

My wife and I go out to dinner a lot, so we could definitely benefit from the 3X offered by the Chase Sapphire Preferred card. Does this apply to ALL restaurants or ONLY CSP partner restaurant?