Professional Victim Is Pathetic | Financial Audit

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▶Resources I use/would use (with discounts/sign-up bonuses):

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▶Other channels:

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▶Fun things:

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Chapters:

00:00 Job and income
04:55 How does she believe this?
10:00 This can’t be the pattern :rotating_light:
15:36 Rocket Money :rocket:
17:00 Her reality is delusion
23:03 She is insane :blue_car:
28:00 Her GF is manipulating her…
30:43 Geologie
36:58 Your world view is KILLIKG you!!!
41:24 Mental health can’t be the ONLY excuse
43:40 You’re not going. End of story.
49:00 Find a new girlfriend :x: :woman-gesturing-no::skin-tone-5:
54:00 Bruh you are sooo negative..
59:00 Cigarettes are NOT healthier :smoking:
1:05:58 Addicts for life
1:08:55 High Yield Savings
1:10:10 You need to budget
1:17:15 This will take you over a year
1:20:15 Hammer Financial Score
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These are some fun words: Caleb Hammer, financial audit, Graham Stephan, Dave Ramsey, Ramsey Show, George Kammel, Rich Dad Poor Dad, Podcast, Budgeting, Investing, Stock Trading, IRA, Roth IRA, 401k, health savings, HSA, 403b, college costs, student loans, debt, snowball, avalanche, pension, retirement, financial independence retire early.
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▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. Some of the offers mentioned may no longer be available. This is not investment advice.

[SaturatedCat]

I hate it when my generational curse makes me go on vacations.

[GoofballJonesWithAnswers]

Saying she’s alone and doesn’t have anyone to help her whilst living with her girlfriends family and using their car every day is crazy

[imanichange]

“You can’t afford to get drunk” is the best advice I’ve heard for a while.

[joshdh]

1 year of Caleb, started 12k in debt, now 15k positive and ZERO debt! Get a side hustle!

[matthewkolp]

"positivity is not a bad thing but when it blinds us from reality, that's where it starts becoming dangerous." That's a profound comment if I ever heard one.

[sya]

I kept saying, “she’s 21.” But at 21 I wasn’t doing this. Girl, get multiple jobs and live poor! Youth is on your side. Hell I got a road job at a railroad. Stop acting like you’re better than hard work.

[Rubyred]

57:43 ”Be gay in your own house it’s free. You don’t need to go to a club for that” 😭😭😭

[as_anaa]

Took the day off of work, ordered some DoorDash using my 36% compounding interest credit card, and just took a mortgage out under my kids name. I’m ready for this episode

[sunette]

I agree what he says about mental health. I have ADHD, been diagnosed with Major Depressive Disorder, have an eating disorder and what I have learned is this: I am my own responsibility. I am the ONLY one who can decide to be better. I can not use my mental health as an excuse to get out of anything. It's unfair towards the people around me and it's unfair towards myself

[TumblinWeeds]

I’m realizing that as long as people are physically able to live as if they aren’t poor, they don’t feel poor and they don’t see the severity of the situation. She’d feel poor if she was under a bridge and counting pennies for lunch, but she physically can pull out a card and fly to Puerto Rico and she can eat at restaurants and live in a air conditioned home. She doesn’t feel poor, so she’s not acting like she is. But she’s mathematically much poorer than the homeless guy under the bridge.

[laurenharrison]

The belief that things come back to you tenfold is when you are generous to others it comes back to you. Not you spending on yourself.

[Osha]

Honda Civic unreliable?! That is the most absurd thing I've heard. Im guessing she's neglecting the maintenance, cause those things last forever.

[HavocFactorTV]

If this girl reads this comment- I’m an auto tech and don’t sell your car and mess your finances up even more. Your honda is just as reliable as a Toyota, one of the best cars on the market. Fix the car and drive until the recall. There’s very little signs of a “bad fuel pump”. Usually when it’s bad, the car won’t turn on. If the car turns on then it’s working and driveable. I think you’re convincing yourself you’re in a deeper hole than you actually are (car-wise).

[jtg]

Getting a new car to avoid an $800 repair on a $12k underwater car - brilliant

[Ximlinda]

It’s honestly sad to see how many people were not raised by people who taught them how to be financially responsible. This is why I feel it’s so important to teach this in schools. I’m so glad you made this channel!! I know I’ve learned a lot.

[RPl-nmql]

"BE GAY IN YOUR OWN HOUSE, IT'S FREE" has to be the top line this audit

[giantpune]

Her generational curse was her mom never showing her what it looks like to be an adult and make adult decisions.

[JamesSherer]

Refreshing to finally see someone take accountability and understand the situation. Been a lot of delusional clowns lately. Hope she succeeds

[paulallen]

One thing overlooked is how entirely dependent she is on her girlfriend and her family. The family is basically enabling her behavior by giving her transportation, $250 rent, most likely food and other freebies living there. All it takes is one argument and a breakup and her life is literally in shambles

[ignaciosantana]

A voluntary repo is not really a thing, it is just a regular repo where you don't get mad at the guy picking up your car lol