MILLIONAIRES EXPLAIN: Signs You’re Actually Ahead Financially (And Don’t Even Realize It!)

Books that have helped us on our Financial Independence Journey
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Our Rich Journey – Feeling like you’re falling behind financially? The truth is, you might be doing better than you think! In this video, we, as self-made millionaires, break down the often-overlooked signs that you’re actually ahead on your financial journey. From budgeting and learning about money to avoiding lifestyle inflation and saving consistently, we highlight the key indicators of financial progress you may not even realize you’ve achieved. We also address why rising costs and comparison culture make it feel like you’re stuck—and how to shift your mindset to focus on what truly matters. This video is packed with encouragement, actionable insights, and practical strategies to help you stay on track toward financial independence. Watch now to discover why you’re closer to financial success than you think!

▸▸▸Check out some of our other videos!
Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires:

Our Top ETF Investments for Dividend Income and High Returns to Retire Early:

Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors:

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DISCLAIMER:
We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!

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#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

[scsu]

I became FI at 38 (Oct 24) from dividends and RE. A week later, my employer let me go. I haven't looked back. Thank you for creating these videos.

[pheisliving]

Im three month's from having both of my credit cards paid off. I still have student loans and a car note, but im sooo proud of myself for this small victory 🎉🎉 . Comparison is the theif of joy. Ive got my blinders on.

[TOKYODOTCOM]

I took Amont and Christina’s advice on F.I and now here I am living in our new house we just got built in an amazing foothills surrounded by tall pines and bamboo with our two young children running around happy!

[mpatreece]

Happy New Year! May we all experience abundant health and wealth!

[actionvj]

I took your stock market course a couple years ago and every time I buy another dividend fund share, it’s a win. 🏆🏁

[layla]

This was one of the happiest, encouraging & hopeful video out there. U2 are the best. Thank you, and God bless you 🙏🏾

[ivzg]

Dear Amon and Christina,

I don’t remember exactly when I first commented here about how happy I was after earning just a few cents in dividends—such a small yet memorable milestone. The second time was when my husband and I hit $100K, and we rewarded ourselves with a trip to Portugal.

Now, we’re so close to reaching half a million, which still feels unreal and unbelievable. To celebrate, we’re planning a trip to Italy.

We’re not retiring anytime soon—we’re still in our late 30s—but we truly enjoy the journey of accumulating wealth. I can’t thank you both enough for being such an inspiration on this path.

[idarabassey]

This was very encouraging- thank you. Having been self-employed for the past 20+ years I like to celebrate that I haven't missed a meal yet and I recently I just reached the milestone of being completely debt-free...continued best wishes to you all

[jhrr]

Arbitrary Benchmarks. Preach! Keep learning, growing, and Living.

[tmfoster]

Thanks for the encouragement. It helps when I feel behind financially.

[HerAeolianHarp]

Thanks for your level-headed, principled positivity.

[cndrocndro]

You guys are doing a great job🎉. No, fluff, I learn from all your videos, followed for years.

[Masonry]

How are you guys always reading my mind! I’m finally debt free but still feeling behind because my 401k is no where near where I want it to be

[sirrebral]

As an early 50's person who will be retiring soon, I had to smile today at the thrift store when I overheard a couple of 20-something young ladies talking about Roths.

[biancajingles]

This makes me feel much better. I’ve been saving for a home since I was young (15) with absolutely no knowledge of investing, savings accounts, etc. so I felt I’ve been behind. By the time I finished with my masters degree, I had saved $65k. Now I’m at $80k, not including the $10k I have in my retirement account.

I’m splitting my savings into $30k for emergency fund and $50k for a home and going from there. We’re saving at a rate of ~$1-2k a month because we stick to a budget and are intentional about what we spend on. No impulse buys, no services we can do ourselves, and NO overconsumption!
This year I told my family we weren’t buying anyone Christmas gifts because no one NEEDS anything and that helped save us over $500!

[sologeorgio]

so i stared to read and study the videos you made and now im 3 years away from retirement using your ideas has help me so much, with the help of god i will be done with work in 3 years at 50 years old . thank you guys

[CIslas-imum]

Thank you, two, for that confirmation. I do count my blessings after my divorce. My children and I were "floating" just trying to find my footing, and we found it in the form of a mobile home. The rent is lower by 1.5 as opposed to an apartment, and I'm able to afford it. I like listening to you, and I would like to set up my stock portfolio one day. Thank you again for useful info. ❤

[carlab]

Amon and Christina, this is what I love about you most, you Guys are Optimist, you're my kind of People, "The Glass Half Full" kind of People. 😊

[chuckmurray]

Well, I'm finally doing it. I'll be in Portugal full time by end of October of this year. I'm going to do a little consulting work in the U.S. from Portugal but otherwise, I'm done working full time. You guys were my introduction to FIRE so I appreciate all the knowledge I've gained in watching your videos over the past few years. I'm doing a couple of Roth conversions this month so I'll give myself a little bit of room on my taxable accounts. If all works as planned, I will be in the Algarve by Halloween. There is a lot to be said for sunshine and sangria! I will be doing a lot of travel in Portugal and around Europe. This chapter of my life will be about adventure and exploration.

[BrunissimoArt]

Another great video as always! Thank you for the wisdom and happy 2025!