Bike Theft Insurance explained | Coya

Your bike is dear to you - with bicycle theft insurance, it’s insured worldwide, 24/7. There’s just one simple condition: Your bike should be secured to a fixed object, for example, a lamppost, with a suitable safety lock. Then your bike is automatically protected. And what about the seat, lights, or handlebars? With this insurance, every part that’s permanently attached to your bike is also covered against theft, robbery and vandalism.

If your bike is really gone, we’ll pay you the value as new; so, the price you’d have to pay today to buy the bike in mint condition with the same quality features. With other insurance companies, you often have to pay a so-called “deductible” - meaning you’re stuck with a share of the damages. Annoying. With Coya, there’s no such additional payment.

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