Kansas Traffic Ticket Lawyers answers: What Is SR22 Insurance and Why Would Someone Need It?

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This video is to discuss what is SR22 insurance and why someone would need it. First off, to clarify, there is no such thing as an SR22 insurance. It is not a type of insurance or a classification of insurance. Rather, an SR22 insurance is what people refer to as the SR22 form that the insurance company must turn into the state to show that individual has insurance. A person must ask or request their insurance company to submit this form to the state in order to show they have insurance. More common reasons that someone would have to have a SR22 insurance form submitted to the state is they have been either convicted of a DUI, convicted of driving while suspended, in an accident without insurance or they were pulled over without valid insurance. If you are pulled over without insurance, the state will require you to submit an SR22 form to them in order to show that you have full insurance on your car. Usually this is showing proof of a six-month paid premium in advance saying that you are in fact insured and the type of insurance that you have on your vehicle. There are a lot of legal nuances when someone is facing a driving while suspended charge and/or a driving without insurance charge. If you find yourself in one of these predicaments, feel free to submit an online inquiry to our website or give us a call. We have a free 20-minute consultation to help go over the facts of your case and determine the best possible outcome to deal with your situation.