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What Is Considered A Lapse In Coverage For Health Insurance
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What Is Considered A Lapse In Coverage For Health Insurance
A lapse in coverage for health insurance occurs when there is a break or interruption in the continuity of an individual's health insurance policy. This gap in coverage can result from the failure to pay premiums on time or the termination of the insurance policy. In the context of life insurance, including term life insurance, a lapse signifies the discontinuation of the policy due to non-payment of premiums, leaving the policyholder without active coverage. It is crucial for policyholders to be aware of potential lapses and take proactive measures to maintain continuous coverage, ensuring ongoing access to health and life insurance benefits. Understanding the implications of a lapse in coverage is essential for individuals to make informed decisions and secure the financial protection offered by health and life insurance policies.
Speak to a Health Insurance Specialist at tel:+18004101206
A lapse in coverage for health insurance occurs when there is a break or interruption in the continuity of an individual's health insurance policy. This gap in coverage can result from the failure to pay premiums on time or the termination of the insurance policy. In the context of life insurance, including term life insurance, a lapse signifies the discontinuation of the policy due to non-payment of premiums, leaving the policyholder without active coverage. It is crucial for policyholders to be aware of potential lapses and take proactive measures to maintain continuous coverage, ensuring ongoing access to health and life insurance benefits. Understanding the implications of a lapse in coverage is essential for individuals to make informed decisions and secure the financial protection offered by health and life insurance policies.
Speak to a Health Insurance Specialist at tel:+18004101206
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