4 REASONS WHY YOUR CAR INSURANCE RATE JUMPED! NOT INFLATION

Yes! Inflation is a cause... but it is not the ONLY cause.. in fact, it may not be the reason your rate is high at all!

In this video you will find the TOP reason why some folks pay more over the life of their policy.

Here are ways to improve that rate:

Lower Auto Insurance Rates by Shopping Around

Since prices do vary from company to company, it’s smart to shop around for the best price. Ask friends and relatives for some recommendations. Most importantly pick an insurance company that takes the time to answer all your questions.

For example, in the city of Richmond, Virginia, notice how the average liability-only rates vary depending on the company.

But this might not be the case in your city, so give us a call to check, and we could help you lower auto insurance rates in under 15 minutes.

Comparing Costs BEFORE buying a vehicle can lower auto insurance rates
Auto insurance premiums are based on the car’s worth, the cost to replace or repair it, and safety records.

Make sure to note if the vehicle you are buying has any prior damage, theft, or title issues as those rating factors can impact your auto insurance rates.

Take a look at how the year of a vehicle can impact a monthly payment with the same insurance company, same driver, same record, and the same make and model.

Lower Your Auto Insurance Rates with Discounts!
Don’t miss out on the car insurance discounts!

For example, on one auto policy we recently sold, the gentleman wanted to keep his wife from being a rated driver, thinking it would make his rates higher. But when we added her, a married discount was applied and lowered his monthly installments by $30 dollars. That’s $180, and a new pair of shoes!

Some companies differ in the auto discounts they offer, so it’s important to ask. For example: one company may offer a low mileage discount, and not offer a discount for a driving course.

Check out some of the auto insurance companies below and notice which discounts they might offer.