Medicare Supplement Plans With Extra Benefits

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Medicare Supplement Plans with Extra Benefits
Most people know that Medicare Advantage Plans often come with extra benefits like dental, vision and hearing coverage for example.
But did you know that some Medicare supplement insurance policies come with similar extra benefits as well?
Yep, some do.
That is what this video is about. I am going to go over some of the more common added benefits… from the ones I like the least, to the ones I like the most.
There are three tiers of extra benefits some Medicare supplement insurance companies provide. I describe each in this video. I save the best for last.

#MedigapSeminars #medigap #medicareinsurance #medicaresupplement

[TM-yniu]

I've and will continue to share your info with everyone arriving at the threshold of Medicare. I explain how important it is to research and understand medicare aside from the blasting for advantage. This video provides a value, with, more importantly, understanding of Medicare and supplements - aside from any benefits.

[rickarmstrong]

I used a dental discount plan included with my Plan G Supplement plan just last week and it saved me $86 on an exam, xrays & cleaning. I thought that was a pretty good deal.

[lindaelarde]

For an extra $20/month I get dental, vision, and silver sneakers.
I took it for the dental and vision. Those two paid for the $240 annual premium addition with my first dental visit. My optician visit was completely covered and the Silver Sneakers is just part of the triple play and I have used my local fitness center but, that's a bonus I would not have paid for. It was the dental I really wanted. That has been costly in the past without coverage. The dental has covered the majority of my dental bills last year. It's BCBS...great value with in network providers.

[BrittMFH]

Whoa! I turned 65 a year ago, best price I got for a supp in MN is $225 - NO perks whatsoever! 😐

[whitewolf]

I got UHC, and I’ve got some exposed bone I discovered at the back roof, left side. One part of the insurance pays something, the other one does nothing. We would have to pay about 710.00.

[randalljames]

I process millions in insurance claims monthly... Advantage policies are so poorly managed and they deny far more than conventional medicare... I am 65 and swear by Conventional MC and a supplemental plan (I chose G, your mileage may vary)

[cusebike]

My rep chose my suppl. plan based on price. I then found that Silver Sneakers was included. I get a full gym membership that I use regularly. I'm 76, an avid cyclist and weight train once or twice a week. Having access to machines @ the gym has been wonderful. If we use the gym membership, the added cost is a bargain.

[PaulineWhitaker-it]

Very good information to keep in mind. Any thing that improves Medicare supplements is good news ! Thanks Mat. 12:26

[g]

Regarding discount dental plans, I think they could be a good deal for some people, who don't have access to a group dental plan, or reasonably-priced individual plan. But check with your provider, before enrolling. Ask if they offer a discount to cash patients who would pay in full at the time of service. Some will do this, others won't. If they do, why pay for a discount plan?

[medicalnegligence]

Thank you Matt! Always useful information.

[candeffect]

I've had Plan HDG ($34) since 2022.
The incentive to stay healthy is worth it as a catastrophic health plan.
Plan G, for me, has zero incentive to be mindful of doing the things each day to maintain good health.

[JH-wdul]

Very informative! I have read that Louisiana's birthday rule allows an annual change to an equal or lesser plan (must be with the same insurance carrier) without going through underwriting. You mentioned the carrier offering the extra benefit of changing plans while avoiding underwriting may be result in a higher premium compared to going through their underwriting. Would this also be the case if changing during the birthday rule period? Would changing during the birthday rule open you to a possibility of paying a higher premium compared to going through underwriting? Thank you in advance for your assistance.

[tomschmidt]

My wife and I have Plan N through your office. Even as an employee I did not find dental plans very advantageous unless heavily subsidized by the company. The annual limit is pretty low, so basically the insurance company is just a middle man between your payments and the dentist for routine care. Plus at least in our area it is rare for a dentist to sign up with popular insurance carriers to accept it as payment in full.

We have never had a health club membership but manage to maintain a pretty healthy life style. For example I just spent the day mowing our acre of grass. My wife is much better then I and typically walks several miles a day on one of the myriad of hiking trails we have in the area.

[Supervixi_Vigeo]

So if silver sneakers is such a bad choice, why did your agent include it for me when I started some years ago, or at least not warn me about the negatives? I used it only for a while but mostly not as the facility I want to use close by isn't part of the plan.

[JohnsDeb]

I certainly haven’t been happy with Allstate :/

[vinnyg]

Here in NJ there could be a price difference on suppliments with perks. For Plan N it was about $30 a month, plan G was about $1 a month which is no big deal.

Paying a lot more for perks that may go away at any time wasn't worth it for us. Going to Planet Fitness for $11 (or $$15 for new people) a month is cheaper than the cost of a supplement with perks. We know we wouldn't use the dentists listed in the perks, so no savings there.