Medicare Advantage Plan Reviews ⭐️ (from real people)

Medicare Advantage Plan reviews in 2023 - recently we have been getting a lot of feedback regarding Medicare Advantage Plans, and I wanted to share these real-life reviews today to highlight the pros and cons of Medicare Advantage Plans in the eyes of our clients.

[jimde]

My spouse and I are both covered with a Plan G Supplement. We love that we can see any doctor, hospital, or clinic that accepts Medicare. We also love that our doctor has the final say so for procedures rather than a pre-authorization where the insurance company gets to decide if my procedure is needed, i.e. a knee replacement. My doc said I needed both knees done, it is a Medicare covered procedure, so no questions asked. Procedure was done. No insurance company needing to give me a pre-authorization. We're both sold on Medigap and will stay right where we are.

[miguelberrios]

I have been on medical insurance HMO from my job for 24 years, and have seen maybe three or four pc doctors and two specialists during that time. I have had three stent placements, two hip replacements plus a knee surgery among other smaller health issues. So yes, I am used to getting referrals and prior authorizations mostly for specialists and hospital visits. And I can happily say that the care and services that I have received have been great. Therefore, I will continue this process, and join an Advantage plan with one of the big providers like Cigna, Humana or UnitedHealthcare.

[MarshaMarsha]

I follow a lot of nurses on social media. The nurses working in nursing homes and with elderly can’t stress enough NOT to get Advantage plans. They explain how patients are being forced to leave treatment bf they are ready to go home. They recommend never to go with Advantage

[AbtInsuranceAgency]

Are you happy with your current plan? Word of mouth can be a powerful thing. Leave your comments below!

[timb]

Stephanie, great job presenting a fact-based, unbiased review of the 2 Medicare routes. I think the biggest problem with choosing Advantage over Gap based on historic good health is that one never knows if and when their health might start to falter. If you go the Advantage route, you probably won't be able to reconsider after your health status declines. So it ultimately comes down to the question that Dirty Harry asked, "Do I feel lucky?"

[jimde]

Thank you, Stephanie Very good info.

[iovsfzj]

Thank you a lot for this video. This is very interesting and informative. Keep posting like those amazing videos, this is awesome.

[pplywnt]

Thank you so much for this informative video. You explained so well and I am no longer confused. Thanks for making it so easy to understand.

[D__Lee]

At the time of this video, a friend of mine has Regence Blue Shield Medicare Advantage with his primary care doctor at the Polyclinic (Seattle). He's been seeing the same doctor for 15+ years, but he's been recently told that the Polyclinic is now out-of-network for Regence so he either has to find a new in-network doctor or pay the out-of-network $$$. He's very, very upset and stressed about having to find a new doctor. He just can't understand why his doctor (Polyclinic) could be in-network for many years then suddenly be out-of-network. This wouldn't be a problem if he had stayed with original Medicare.

[johannes]

Does anyone realize that ALL employer health plans are some form of advantage plans with in network restrictions?...All your working life one was on these plans...why all the stress about before 65 or after has had advantage plans for most of their life anyway?!

[steveg]

I actually delved into the denial issue. It would seem Advantage plans do deny more but it was only 3%.

[zingwilder]

Insurance, in any form, is always a gamble; however, the Advantage Plan may not be a good choice for the unexpected situations that life tends to throw at us as we age. As ever, Ms. Abt, your instruction and guidance are superb. As a side note, your accent has got to be derived from Central New York, as it sounds exactly like mine.

[sherrycox]

Your video really helped me, and watching many more, you have a nice voice, I was going to meet with a man, but was uncomfortable with a man, always like to use a female whenever I can.

[dmjh]

First of all. MD Anderson as well as the Mayo Clinic do accept many PPO Medicare Advantage Plans. Use a UNH PPO advantage plan and you'll be hard pressed to find any doctor or major hospital that DOES NOT accept UNH. But supplements are great as well. We've experienced them both the past 10 years.

[jpmarketing]

I tried out alignment health care because of their five-star reviews and their benefits. However I'm in Alaska for 6 months and they don't offer coverage up here. So the only way I can use my medical benefit (which I'm paying for every month) is to go to the emergency department. I have to pay out of pocket and get reimbursed. What kind of Medicare Advantage plan is that? I will be canceling alignment health as of December or October whenever open enrollment is. I have multiple chronic illnesses and to go 6 months without being able to see a doctor is unconscionable for a private insurer of a government health care plan to do that.

[downtownpizzagrill]

I am a licensed insurance agent, and I am interested in working for your company

[PercentOS]

Are you licensed in Indiana? I had a triple heart bypass surgery about a year ago and I'm so glad that I had Plan G because I did have the best care and the best doctors. I'm really doing good with my heart surgery. But after that my insurance company is working on me to take a Medicare Advantage Plan and I refuse. That is why I may changed to a Plan N if I'm allowed to. But I'm almost afraid to change given my heart surgery from last year for fear I may lose my supplemental insurance altogether.

[lorigilmore]

Hi Stephanie. If I start with traditional Medicare, with plan N for example, and then down the road I go to Advantage, have I lost my non medical underwriting status? So I would have to go through under writing to switch back?

[joyfulliving]

Stephanie, a friend dropped off her enrollment paperwork to the social security office to apply for Medicare B now that her husband retires as Feb 1. His went through and hers didn’t..a glitch. Social Security originally said it was stuck in a glitch in payment enter. They won’t transfer her to a manager! She’s been calling every few days! Now they told her to call Medicare! She did and they said it’s SSI responsibility. She needs B to start Feb. 1. We’re so stressed! Any suggestions?

[ooscgt]

Does California require medical underwriting in the future it need to change plans? Thanks!