How Much Cash Should I Keep In The Bank?

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[cloudyblaze]

Thank you very much for this very informative video. Keeping money in the bank really opens you up to inflation. I have about 180k that I want to invest in the stock market, but I want to be strategic with it and I don't know how to start. Any suggestions please?

[Theresaa]

I've kept much of my savings in cash for safety, but I'm unsure if it's right for retirement. Contemplating investing $400K in stocks, as I've heard investors can profit in tough times. Unsure about my next move.

[ericcaleguer]

Sell all the BTC cause it’s not performing well anyway- that didn’t age well 😂

[Bluegb]

He keeps saying "in his checking". You can get instant access, with no penalty, in a Money Market Account or High Yield Savings Account.

[robertestrada]

Why tell a person to sell their bitcoin when it’s not doing well? Sell it when it’s high.

[MrLopez]

Put the emergency fund in a high yield savings account.

[David-woun]

Love Rachel; she just seems more relatable than other Ramsey personalities.

[geraldt]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

[tranquil]

Emergency fund in a high yield savings account.

[LiquidRetro]

Ramsey never mentions a HYSA and they should. It's a lot better place to put your emergency fund, zero risk as long as it's under $250k.

[annbullen]

thank you for these videos ... there a big help

[royrosete]

This is a high value man. 23 yo and already concerned about his financials. About the liquids, just add more to it until you have 3X to 6X your monthly expenses.

[jenniturtleburger]

There are high yield savings account that offer 5% and you can pull it out any time.

[rntt]

This guy has zero problems. God, I wish I could have been debt free making $100k at 23...

[wanefelicia]

Thank God every day u make good money like that. u are blessed

[jonathanarras]

Didn’t have to pay for college? See how not paying for college puts you in a great position in life

[KNMK]

This guy is a Starboy. Thanks for the inspiration.

[achavez]

Also, one more thing:
DON'T GET MARRIED

[kathyoliva]

I agree with all that Rachel and George said. Have always kept funds in a safe liquid account. Have truly experienced the ‘emergencies’ such as needing four new tires at a moments notice. It does happen. Wise! Thank you Rachel!

[mrhawkeye]

I have 250k in a 4.5% interest savings account. I know its way too much cash but I love the feeling of security and I get 1k a month in interest for doing nothing. If I knew what i was doing im sure I could turn it into much more but I am VERY risk averse.