Fighting Insurance Company to Keep Miata from being totaled

The Boosted Miata was in an accident - not my fault. In this video I talk about fighting the insurance to keep my Miata from being totaled.

[Brockthedog]

I was rear ended and they totaled my car. I had to fight for a fair price. This market is nuts. Had to go nationwide to find a comparable Miata. You gotta hang in there. It is super stressful but now I have a 3 year newer Miata and feel okay with it all.

[suma]

You’re Miata is so beautiful! Honestly, I’m going through the same thing right now and I came across your video. Thank you for sharing this video! I was so upset and I almost gave up, but thanks to your video I’m going to fight it until the end.

[markhensonsantos]

I've followed your videos since acquiring a Miata NB2 almost 2 years ago. I certainly did not expect this, but do appreciate the knowledge for when (hopefully not) this happens to me. Looking forward to future videos of maintenance and upgrades.

[miatasta]

Sad Story... I feel you.
Looking forward for new positive content in the future.
Drive safely!

[johnr.timmers]

See this is why I didn't say anything to insurance when I wrecked my truck. Spent a few months fixing it up myself for a fraction of what a shop would cost, aside from having a good friend fix some body work

[dinocat]

Your car is absolutely beautiful and I am so sorry you had to go through this. My MSM was hit the same way when it was 5 months old! Luckily it was a $32k car back then so all repairs were taken care of.

[Kiraasuka]

Its always about your satisfaction. As a car guy, your satisfaction is surely much higher than the insurance guy.
I recently got in a car accident but my car is totaled so I don't need to worry abt my car value part. However I also suffer some injury from the accident. I can 1. do the physical therapy myself with some tools from Amazon costing few hundred bucks, or 2. go to the clinical PT treatment which charges $300 one time. Am I going to PT treatment? Sure not coz I know the insurance probably will not pay me that much. I also have a lawyer standby just in case something ridiculous happens.

[MuhammadKhan-vjxn]

In NJ if your vehicle is more than 8 years old you dont have to report your title to the the MVC as salvage. You can take the settlement and retain your car and dont bave to do anything and can still drive it.

[OGPedXing]

Ah man, it's a really sucky situation. Glad you had the video, way to think ahead. Was this your insurance or the other driver's? You can do small claims court for the rest although that can be annoying as well. 😰

[Mr-Widget]

I live in TX and unfortunately, have had a couple of total loss claims, one was me, one was a car I lent to a friend. BOTH times, the ins co tried to screw me, and even doing the research and getting comps did not have an effect. What i discovered (at least here in TX) is that you have to hire your own appraiser. It costs money, but they do all the leg work and somehow are on more equal footing with the ins companies. I wish I had known this when my buddy wrecked my WRX, it would have saved me a lot of work (and time, I spent MONTHS dealing with those jerks). TKhe second time when it was my truck, I didn't hesitate, I just called the guy that handled my car and things went much more smoothly and took a lot less time. In both cases, the difference in the settlement was astonishing and paid for the appraiser many times over.

[Bbeavis]

Well done on fighting for what you and your car deserved.

[theinsaneshecklador]

Wow. What a crazy way to run into someone. Was she on her phone or just asleep at the wheel?

[Shellshock]

I'm surprised this doesn't have millions of views. Nothing but facts from the beginning. Older model cars have it the worst with insurance. The same thing is basically happening with my car. Was rear ended, it's an older model. They won't fix the car. Bumper cover broke, reinforcement bar bent. They estimate about $6, 000 in damage. Only willing to give $3, 500 if I keep the car. Here in GA i have to get a rebuilt title to be street legal, basically having to fix the $6k in damages.. So basically they are forcing me to either sell my car to them or keep it and ignore someone completely wrecked the back of my car.... Some choice...

[walther]

They probably didn’t like the suspicion you are autocrossing the car... I’m in the same mix but I’m lucky to have a 40 year veteran in the collision industry helping me..

[lancemiller]

why was her insurance not covering the accident??

[shadowkeeper]

You can repair it with way less than 2154$...you use good junkyard parts and you are done. (good paint job on bumper and other parts is not included :P )
Insurance is practically mandatory pyramid scheme

[garyklinger]

Some idiot in a mazda Miata just totaled out my 4 door wrangler, idiot went through a red light and lifted my jeep, idiot would had killed me if i was in my corvette, $24, 000 in damage and i received $17, 000

[mathewsenn]

I hate this intersection! ughh I'm sorry this happened

[haidarscheik]

The same exact situation is happening to me right now they made me wait a month and told me they’ll fix it for a deductible and now they want to total it

[jackboy]

This video broke my heart I’m here after crashing my 2014 s5 60k miles an they trynna total me out bro for a control arm