Medicare Supplement Plan N - Big News Mayo Clinic

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All that said, as I make this video in late March of 2020 there are two new developments that will likely increase the value of Medicare supplement Plan N.
First, is a big change by Mayo clinic and their Florida facility. For people in Florida one of the drawbacks of a Medicare supplement Plan N has been that Mayo Clinic in Florida has charged a Medicare Part B excess charge.
Many people view Mayo Clinic as one of the nation’s top cancer treatment facilities, especially for blood cancers. Unfortunately, the Mayo Clinic in Florida charged an excess charge for many outpatient services. . That would leave the Medicare Plan N policy holder liable for the extra 15% billed on most outpatient services.
The good news is that Mayo Clinic in Florida no longer charges an excess charge. They now accept Medicare assigned rates.
The only state where Mayo Clinic still charges an excess charge is in their Arizona facility.
This news is big news on several levels. Obviously, it’s big for Florida residents and those in nearby states who might wish to travel to the Mayo Clinic in Jacksonville Florida for treatment. But it goes beyond that. It is an important part of a growing trend.

A couple days ago, mid-March of 2020, the US Government announced an unprecedented expansion of telehealth services for Medicare. This will impact both those on a Medicare Advantage Plans as well as those with Medicare supplement Plans.

The first part is that telehealth is very likely to see a permanent boost in its availability and usage from this event. The government is putting a lot of many in to making telehealth meetings more available. Doctors and other healthcare professionals are “breaking the ice” starting to use telehealth meetings out of necessity…… and will find it easier to manage than they expected.
And, of course, it is a very efficient way of working with patients that have any infectious disease. It keeps the healthcare workers safe while providing meaningful convenience for the ill they no longer need to get in their cars and drive to an office to wait for an appointment to see a healthcare professional
As a result of this virus and the government response, we are likely to see a lot more telehealth in the years ahead.

But how does this impact Medicare supplement Plan N policy holders specifically?
As you likely already know, one of the drawbacks, minor drawbacks of a Medicare supplement Plan N is that there is a co-pay of up-to $20 per office visit. These are visit with a doctor or nurse practitioner for diagnosis, evaluation and management. There is no copay for physical therapy or lab work etc. Just doctor visits.

There is also no copay for telehealth doctor visits. Let me repeat that. There is no copay for telehealth doctor visits.

So there you have it. As telehealth becomes more mainstream in usage it offers the Medicare supplement Plan N policy holder a way to visit a doctor for evaluation, diagnosis and management WITHOUT a copay.

#PlanN #MedigapSeminars #MedicareExplained #Medicaresupplements #NewToMedicare #Medicare2021 #MedicareSupplementPlans #Medicare #MedigapPlans #MayoClinicMedicare #MedicareExcessCharges #TeleHealth
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#medigapseminars <-- Click the hashtag to see more of my videos! Our services are free to the consumer. 800-847-8680

MedigapSeminars
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This video was very helpful with its information. Thank you very much for making such an easy to understand video. Your voice is easy to follow along with and you do not go too fast. I have bookmarked your listings and forwarded your site to all members of my family (11 people). I know it will help them also. Thank you!

docgregg
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As a brand new seeker of Medicare plan info, I am really glad to have found you on YouTube! I am a person who learns best person to person and not by reading. Thank you for helping me to understand what was becoming overwhelming to me.

robertahinkley
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This is THE BEST Medicare channel on YouTube by far!!!! I have already received my free quote and I'm going to use them!!!

left
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I'm a 66yo in north Texas, on a Plan N through Manhattan Life at $97.50 per month. Aside from the monthly premium, you have to look at the insurer's history of rate increases. Although Plan N does have co-pays, my doctor does not charge me these co-pays. Also, I get my FULL annual physical free of charge, due to how my doctor's office assigns the billing codes.

markg
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Thanks for the update. Glad we switched from Plan F to N, looks like we chose a winning strategy.
Everyone stay healthy.

tomschmidt
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I am starting my research on Medicare as I will turn 65 next year. Is Hawaii one of the states you provide your services to?

jicmom
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I am grateful for the types of "Explained" news such as the Mayonnaise Clinic walking back their 15% excess charge. Thank you.

michaelmessmer
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I am new to Medicare and choose plan N MOO.. I hope I chose right as I do not see a doctor Michelli

Ke-qvmd
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I was looking for you to tell me about plan N. I am confused 😕

londonbridges
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I see this video was made 2 years ago and I was wondering if it's still true that there are no co-pays for Telemed visits. I'm not on Medicare yet, but my doctor charges a $30 co-pay to my HMO for both in person AND Telemed visits.

randseedbin
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. I have plan N, so now I can be admitted to mayo with my plan ? Because I was told that I cannot choose Mayo.

thelmajosol
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Thank you so much for the info! Have you heard if the insurance companies are going to raise their rates on medigap policies because of the coronavirus and it's effect now, and possible future, on the elderly?

marydenison
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good info - as I get closer to signing up for Medicare I find this super valuable.

chasa
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I would like to know more about Medicare part D is it worth it or just a good to use something like Good RX?

shoppingmomma
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Great content, love your videos so keep them coming!

candychamp
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Thanks for the update, Matthew and for keeping your clients informed. It is very much appreciated.

MaryBethMcCoy
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To all Medicare recipient
Keep your Medicare
Don’t enroll in Medicare advantage if you decide to take
Medicare advantage make sure
You have $7200 that you have to pay
First before Medicare advantage kick in

Kolian
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Also I am overwhelmed with all of the plans

dennisbryan
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Does MD Anderson still charge excess charges?

christopherfogle