Health Insurance Agents Never Tell You This

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Health Insurance Agents Never Tell You This

At the time of purchasing a health insurance, make sure to disclose any treatment, ailment, illness, or health condition that you were diagnosed with by a physician within 48 months prior to the purchase of the health insurance. This is called as Pre-existing Conditions, and if you hide your pre-existing conditions and the insurance provider discovers them later, your claim will almost certainly be rejected. The insurer will consider the policy null and avoid.

Along with that, the insurance policy might have a waiting period for the pre-existing conditions meaning if you fall sick due to a pre-existing condition and need hospitalisation during this period, your expenses will not be covered. Once the waiting period is over, then your pre-existing conditions will be insured. This waiting period can be from 1 year to 4 years depending on the different policies and some insurance companies offer `Waiver’ of pre-existing disease coverage, which means that your pre-existing illnesses will be covered in the policy and you will not be required to wait for the waiting period.

So make sure you disclose truthfully and you must be aware if you are under the waiting period or not.
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In 2020 I was diagnosed cancer and mera treatment 19 jan 2021 mein complete ho chuka hai abhi mein bilkul thik hoon aur follow up mein bhi mein thik hoon aur dr ne bhi mujhe ek letter diya hai cancer free ka, kya mujhe health insurance milega .

Arun-singh
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Give one valid reason why insurance agent won't explain health insurance products features to customers ??

vivekthakker
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sir yai bhi bata dijiye की kon sa insurance lai ped kai liye और kese हम bataye ped

vsinfobusylearningplatform
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Dekh Raha Hai Binod Kaise Basically Baniya Ne Hasate Hasate Logo Ko Profitable Scheme Bata De 💕😊

rushikeshkhakal
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Agar waiting period hai toh koi bhi ins accept nahi lategi chahe disclose kare ya na kare

dhruvipanchal
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you know who is santa banta?? people who killed indira Gandhi.
satwant singh(santa)
beant singh(banta)

harjeet
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Sir . HDFC Bank me car loan kiya he. Or bank staff ne bina information diye. Health insurance pepar ke upar signature liya .or health insurance nikala. Usko cancel krana he.... Plz help me

vaibhavjadhav
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Become ab advisor in Star health insurance plss comment

funnykids_
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Admin
Why are you making fun of Sikh people?
This video needs to be deleted, please.

GurmeetSingh-osir
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Pls don't make fun of sikhs for promoting ur reels

Gunnuputtar
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Dont criticize others for the sake of your views

deep
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Hey dnt not play santa banta character

harry
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Agar Sardar ji ki Nakal karni hai toh sahi se karo. Mazak bana rakha hai tum logo ne..

manohersingh
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Kisi ko insurance ya policy karvani ho toh contact kr sakte hai ❤❤

sukanyamehra
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acko to de raha hai jisdin insurance khrido usidin admit ho jao

tumkonho