Ultimate Health Insurance Guide | The last video you need before buying policy!

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Chapters:
0:00 Intro
2:00 Why do you need Health Insurance?
2:39 Ideal cover for you
3:16 How much do premiums cost?
4:54 Family Floater vs Individual Plan

Biggest JHOLS you should know:-
6:46 Jhol #1
7:59 Jhol #2
9:33 Jhol #3
10:07 Horror of these 3 Jhols

Types of waiting periods:-
14:03 Waiting period type #1
14:48 Waiting period type #2
15:16 Waiting period type #3
15:37 Waiting period type #4
16:02 Restoration of sum assured
17:24 Zonal vs Pan India Policies
18:22 List of Exclusions
19:50 THIS IS UNACCEPTABLE!!

22:20 How to review policies & and find best features?
34:06 Continuity matters
34:28 Super Topup vs Topup
38:38 Corporate plan vs individual health policy
40:02 How to choose the best company?
42:46 Why should you learn this, and why did i publish this video?

Buying health insurance is the most the challenging part of your personal finance journey. This single video (can also be called health insurance masterclass) will teach you all the hidden conditions that exist in health insurance policies that no company would want you to know. You will also learn how to navigate and compare different health insurance policies, their features and benefits, and how to identify the best health insurance plans for you and your family.

I hope this adds value to your life, feel free to write your comments and questions below.
--Money Minded Mandeep!

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Shot & Edited by: Rohan Agarwal, Ikjot Singh, Himanshu Parmeshwar, Naveen Agarwal
Presented by: Money-Minded Mandeep
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Follow us on Social Media📲

#Healthinsurance #LLA

[sourabhsuman]

Dekh raha hai Binod…. kese mehnat kar rahe hai desh ki janta ko jaagruk banane ke liye❤

[supermansud]

1. Sub Limit
2. Room Rent Cap
3. Co-Pay
4. Waiting Period - 30 days (exclude accidents)
5. Waiting Period - 90 days (maternity benefits)
6. Waiting Period for Pre Existing Diseases (3-4 years)
7. Waiting Period for Slow Growing Diseases (2 years)
8. Restoration of Sum Assured
9. Zonal/Pan India
10. Exclusions
11. Cashless + Reimbursement (Network & Non-network both)
12. Daycare
13. Continuity
14. Super top up

[litzbusted]

One of the few channels where consuming information doesn't feel like being scammed. Great work!

[sss]

I genuinely appreciate how well you have explained everything in detail, while keeping it crisp and engaging the entire time. You've done a legit public service duty by making & publishing this video!

[cripz]

LLA & Pranjal Kamra helped me with purchasing the correct life insurance. Bank ke policy agents ghar pr aakr ULIP bechna chah rhe the ye sochke ki 22 saal ke bachha hai jhaanse me fs jayega. But thankfully TATA ki pure life insurance choose kri mene directly from their website online. Aur ab health insurance ki bhi video aagyi, so this is the next step.

[SaikrishnaGameplays]

Very less channels talk in depth about insurance. LLA is not an organization. It is that part of my family for which I go to get answers for every govt/legal/law related questions.
You guys are doing so well. Keep it going!
Meanwhile, insurance companies be like: "Ye (LLA) toh dhoti khol raha hai😂"

[jigarsuthar]

For the first time in youtube, video title says exactly what is in the video. so well-guided information. thank you so much man.

[MuskaanVerma-nrfq]

I am a neuroscience researcher, and my studies are far from such much-needed commercial topics. Hence, these videos are a lifesaver for me. Even though we had financial literacy in our high schools, such educational videos are still super critical. Thanks! <3

[supr]

I spent two hours trying to understand health insurance on my own, but ended up getting confused. Your 45-minute video made everything crystal clear. I will call Policy Bazaar tomorrow and go with the best possible insurance. Thank you so much for your guidance!

[moinulhaqqkhudkhudia]

I have NEVER watched a full video on ANY TOPIC till day and watched it for every minute without speeding, forwarding and skipping one or other part. First time I have watched complete video of any youtuber. Absolutely loved it. The way you explained everything without any bias is JUST AMAZING.

[ommundankar]

Thank you soo much for bringing out such underrated topic. I have been trying to understand this stuff for 3 hrs, this was crystal-clear.

[majorram]

aisa itna achcha se koi insurance samjane wala dekhaa bhai... salute 👌🏼👌🏼👌🏼👌🏼... itnaa deep hai ye ki mujhe 2-3 baar dekhnaa hi hoga puri tarah se dimag me ghusaane ke liye taaki main aas paas k logon yaa friends family ko v samjha saku...😇😇😇😇😇

[mohitspatil]

Dear LLA team,

I want to say a huge thanks for your awesome help with financial and insurance stuff on your YouTube channel. Your willingness to share all those useful details and tips is beyond cool. You're doing it selflessly, and it's making a real difference in helping folks like me make better choices. Seriously, you rock!

[akashdeepnandi]

It takes a lot of effort to make such an intricate video not only talking about the general guidelines to follow while buying health insurance but also the nuisances that we might easily miss during the purchase. Thanks Mandeep and the LLA team for such a detailed video, always a fan. Feels great to be Jagruk.

[akashpanmand]

You're doing an amazing social awareness work, thank you for educating me and many others.🙏🏼

[pavanjadam]

I had so many confusions before purchasing health insurance, but after watching your video I feel very confident. thank you so much for all your hard work

[souravganguly]

No word can describe the gratitude i am having for you for making this video. Just awesome and thank you!

[SandeepSen-xoie]

Thank you LLA for explaining so much in such detail. Would love to hear more about the advice "Paying the bill by cash and then going for re-imbursement".21:37

[MrArunavasengupta]

I watched this video once 7 months back when it came and noted all the points, now this video is very helpful when I have to port my health insurance so watching it again to refresh my memory. Thank you Mandeep.

[akshaypetkar]

Absolutely amazing video !!! I have hardly seen such detailed analysis and helpful video on internet. Kudos to LLA. I have literally followed your advise, made notes and chose a new policy when earlier was due to expire.